Santa Clara County property record for 1092 E William St, San Jose, CA 95116
| Property Type | Single Family Home |
|---|---|
| Details | 1,541 sqft · built 2014 |
| Lot Size | 0.039 acres (1,711 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $556,500 (Jun 2014) |
| Tax Bill | $10,695 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone AH (high risk) |
| APN | 472-48-012 |
| Primary APN | 472-48-012 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,541 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,711 sqft (0.039 acres) |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1092 E WILLIAM ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95116-2285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ML |
| Legal Description | TR 10126 LOT 12 |
| Legal Tract | 10126 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 501502 |
Source: Santa Clara County records · APN 472-48-012
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2251 PASTORAL LOOP, SAN JOSE, CA 95122-2145 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2014 · Amount on Record |
| Deed Sale | Jun 24, 2014 · Amount on Record |
| Deed Document Number | 22629209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1092 E WILLIAM ST, SAN JOSE, CA 95116-2285 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1092 E WILLIAM ST, SAN JOSE, CA 95116-2285 |
| Document Number | 0025357925 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 25357925 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1092 E WILLIAM ST, SAN JOSE, CA 95116-2285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024425508 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 24425508 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1092 E WILLIAM ST, SAN JOSE, CA 95116-2285 |
| Document Number | 0024057615 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1092 E WILLIAM ST SAN JOSE CA 951162285, SAN JOSE, CA 95116-2285 |
| Document Number | 0024057615 |
|---|---|
| Date | Nov 07, 2018 |
| Instrument | 24057615 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Franklin-McKinley Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,695.00 (+5.1%) | $694,432 (+4.04%) Land $410,659 Building $283,773 |
| 2023 | $10,176.00 (+2.24%) | $667,467 Land $394,713 Building $272,754 |
| 2022 | $9,953.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 96.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 4 (2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Holdings Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 1,026 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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