1076 E William St, San Jose, CA 95116 Property Records

Santa Clara County property record for 1076 E William St, San Jose, CA 95116

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,250 sqft · built 2006
Lot Size	0.07 acres (3,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2010)
Tax Bill	$9,743 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone AH (high risk)
APN	`472-44-104`

Property Details

APN / Parcel Number

Primary APN	`472-44-104`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
1st Floor Area	892 sqft
2nd Floor Area	1,358 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,050 sqft (0.07 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1076 E WILLIAM ST
City	SAN JOSE
State	CA
Zip	95116-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TRACT 9644 AUTUMN TERRACE AT WILLIAM BOOK 802 PAGE 15 PAGE 20 LOT 104
Legal Subdivision	AUTUMN TERRACE AT WILLIAM
Legal Tract	9644
Legal Lot Number	104
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3001
Census Tract	501502

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1076 E WILLIAM ST, SAN JOSE, CA 95116-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2010 · Amount on Record
Deed Sale	Jul 28, 2010 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	201020795392
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0020137499
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1076 E WILLIAM ST, SAN JOSE, CA 95116-3134
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 E WILLIAM ST, SAN JOSE, CA 95116-3134

Mortgage

Document Number	0025744066
Date	Dec 17, 2024
Instrument	25744066

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2054

Interest

Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1076 E WILLIAM ST, SAN JOSE, CA 95116-3134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 E WILLIAM ST, SAN JOSE, CA 95116-3134

Mortgage

Document Number	0024798990
Date	Jan 25, 2021
Instrument	24798990

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,974 (+2%) Land $489,256 Building $209,718
2025	$9,743.00 (+7.85%) Homeowner's exemption	$685,269 (+4.04%) Land $479,663 Building $205,606
2023	$9,034.00 (+0.97%) Homeowner's exemption	$658,661 Land $461,038 Building $197,623
2022	$8,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	96.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	4 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,026 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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