1092 E Terrace Dr, Hanford, CA 93230 Property Records

Kings County property record for 1092 E Terrace Dr, Hanford, CA 93230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,113 sqft · built 1986
Lot Size	0.171 acres (7,425 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2019)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-482-022-000`

Property Details

APN / Parcel Number

Primary APN	`014-482-022-000`
Alternative APN	`014-482-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,425 sqft (0.171 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1092 E TERRACE DR
City	HANFORD
State	CA
Zip	93230-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SEC 19/18/22 LOT 159 OF LAMPLIGHT ESTATES ADDITION NO 7, TRACT NO 481
Legal Subdivision	OF LAMPLIGHT ESTATES ADD
Legal Tract	481
Legal Lot Number	159
Jurisdiction	KINGS CA
Township / Civil Division	HANFORD
Census Block Group	2
Census Block	2025
Census Tract	702

Owner

Source: Kings County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1092 E TERRACE DR, HANFORD, CA 93230-2278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2019	Quit Claim Deed, Transfer RESIDENTIAL BANCORP
Apr 25, 2019	Grant Deed, Transfer · Conventional with PMI RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	20195777
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0000005778
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGS CA
Property Address	1092 E TERRACE DR, HANFORD, CA 93230-2278
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 E TERRACE DR, HANFORD, CA 93230-2278

Mortgage

Document Number	0000011262
Date	May 18, 2021
Instrument	2111262

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KINGS CA
Recording Date	Apr 25, 2019
Property Address	1092 E TERRACE DR, HANFORD, CA 93230-2278
Document Number	0000005778
Instrument Date	Apr 23, 2019
Instrument	5778
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1092 E TERRACE DR HANFORD CA 932302278, HANFORD, CA 93230-2278

Mortgage

Document Number	5779
Date	Apr 25, 2019
Instrument	5779

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KINGS CA
Recording Date	Apr 25, 2019
Property Address	1092 E TERRACE DR, HANFORD, CA 93230-2278
Document Number	0000005777
Instrument Date	Apr 16, 2019
Instrument	5777
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1092 E TERRACE DR HANFORD CA 932302278, HANFORD, CA 93230-2278

Mortgage

Document Number	5779
Date	Apr 25, 2019
Instrument	5779

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

Tax Assessment & Valuation

Source: Kings County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Kings County
Municipality	Hanford City
Elementary School District	Hanford Elementary School District (KG - 08)
Secondary School District	Hanford Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$227,562 (+2%) Land $79,646 Building $147,916
2025	$2,454.00 (+5.91%)	$223,101 (+4.04%) Land $78,085 Building $145,016
2023	$2,317.00 (-0.04%)	$214,439 Land $75,053 Building $139,386
2022	$2,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HANFORD serves 62,127 people · EPA ID CA1610003
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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