1078 E Terrace Dr, Hanford, CA 93230 Property Records

Kings County property record for 1078 E Terrace Dr, Hanford, CA 93230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,113 sqft · built 1986
Lot Size	0.16 acres (6,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-482-023-000`

Property Details

APN / Parcel Number

Primary APN	`014-482-023-000`
Alternative APN	`014-482-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,958 sqft (0.16 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1078 E TERRACE DR
City	HANFORD
State	CA
Zip	93230-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SEC 19/18/22 LOT 158 OF LAMPLIGHT ESTATES ADDITION NO 7, TRACT NO 481
Legal Subdivision	OF LAMPLIGHT ESTATES ADD
Legal Tract	481
Legal Lot Number	158
Jurisdiction	KINGS CA
Township / Civil Division	HANFORD
Census Block Group	2
Census Block	2025
Census Tract	702

Owner

1078 E Terrace Dr is owned and occupied by two individuals who acquired it in January 2004.

Source: Kings County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1078 E TERRACE DR, HANFORD, CA 93230-2278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 12, 2004
Transfer Doc	0000000855
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGS CA
Property Address	1078 E TERRACE DR, HANFORD, CA 93230-2278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 E TERRACE DR, HANFORD, CA 93230-2278

Mortgage

Document Number	0000023592
Date	Dec 4, 2020
Instrument	2023592

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGS CA
Property Address	1078 E TERRACE DR, HANFORD, CA 93230-2278
Document Number	0000001313
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1078 E TERRACE DR HANFORD CA 932302278, HANFORD, CA 93230-2278

Mortgage

Document Number	0000001313
Date	Jan 26, 2018
Instrument	1313

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1078 E Terrace Dr was $1,131 with a homeowner's exemption.

Source: Kings County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Kings County
Municipality	Hanford City
Elementary School District	Hanford Elementary School District (KG - 08)
Secondary School District	Hanford Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$112,025 (+2%) Land $28,876 Building $83,149
2025	$1,131.00 Homeowner's exemption	$109,829 Land $28,310 Building $81,519
2023	$1,065.00 (+0.09%) Homeowner's exemption	$105,565 Land $27,211 Building $78,354
2022	$1,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1078 E Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1078 E Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HANFORD serves 62,127 people · EPA ID CA1610003
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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