Brevard County property record for 1092 E River Oaks Dr, Indialantic, FL 32903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,331 sqft · built 1995 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jul 2019) |
| Tax Bill | $5,778 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-25-55-*-7 |
| Primary APN | 27-37-25-55-*-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,331 sqft Living Area |
| Gross Area | 3,490 sqft |
| 1st Floor Area | 2,331 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 161 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 587 sqft |
| Deck Area | 487 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2727720 |
|---|---|
| Street Address | 1092 E RIVER OAKS DR |
| City | INDIALANTIC |
| State | FL |
| Zip | 32903-4643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EU2 |
| Legal Description | RIVER OAKS EAST LOT 7 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 25 |
| Legal Subdivision | RIVER OAKS EAST |
| Legal Lot Number | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 66302 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1092 E RIVER OAKS DR, INDIALANTIC, FL 32903-4643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI WATERMARK CAP |
| Jul 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on Record |
| Deed Sale | Jul 5, 2019 · Amount on Record |
| Prior Sale | May 28, 2015 · Amount on Record |
| Deed Document Number | 2019146742 |
| Deed Book / Page | 8481 / 1379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1092 E RIVER OAKS DR, INDIALANTIC, FL 32903-4643 |
| Document Number | 0087221030 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1092 E RIVER OAKS DR INDIALANTIC FL 329034643, INDIALANTIC, FL 32903-4643 |
| Document Number | 0087221030 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 008722/001030 |
| Instrument | 88445 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 5, 2019 |
| Property Address | 1092 E RIVER OAKS DR, INDIALANTIC, FL 32903-4643 |
| Document Number | 0084811379 |
| Book / Page | 8481 / 1379 |
| Map Reference | MB 25 PG 134 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019146742 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460 BRIDGETOWN CT, 460, SATELLITE BEACH, FL 32937-3814 |
| Name | Verified Name |
|---|---|
| Address | 1092 E RIVER OAKS DR, INDIALANTIC, FL 32903-4643 |
| Document Number | 84811380 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 8481/1380 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,970 (+2.7%) | $603,220 (-2.39%) | |
| 2025 | $5,778.00 (+8.06%) Homeowner's exemption | $436,200 (+5.98%) | $617,980 (-1.8%) Land $150,000 Building $467,980 |
| 2023 | $5,347.00 (+7.18%) Homeowner's exemption | $411,570 (+3%) | $629,300 (+18.77%) Land $150,000 Building $479,300 |
| 2022 | $4,989.00 Homeowner's exemption | $399,590 | $529,830 Land $150,000 Building $379,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 38 (1979–2017) |
| Claims Outside the SFHA | 31 of 38 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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