1091 E River Oaks Dr, Indialantic, FL 32903 Property Records

Brevard County property record for 1091 E River Oaks Dr, Indialantic, FL 32903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,930 sqft · built 1999
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Nov 1997)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-37-25-55-*-12`

Property Details

APN / Parcel Number

Primary APN	`27-37-25-55-*-12`
Alternative APNs	`27-37-25-55-00000.0-0012.00` `2727725`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,930 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	2,930 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	795 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	511 sqft
Deck Area	462 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2727725
Street Address	1091 E RIVER OAKS DR
City	INDIALANTIC
State	FL
Zip	32903-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EU2
Legal Description	RIVER OAKS EAST LOT 12
Legal Range	37E
Legal Township	27S
Legal Section	25
Legal Subdivision	RIVER OAKS EAST
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1006
Census Tract	66302

Owner

Source: Brevard County assessment roll, APN 27-37-25-55-*-12, as of August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1091 E RIVER OAKS DR, INDIALANTIC, FL 32903-4632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 1997 · Amount on Record
Deed Sale	Nov 04, 1997 · Amount on Record
Deed Book / Page	3723 / 4621
Record Updated	Sep 20, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	1091 E RIVER OAKS DR, INDIALANTIC, FL 32903-4632
Document Number	0084701245
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 E RIVER OAKS DR INDIALANTIC FL 329034632, INDIALANTIC, FL 32903-4632

Mortgage

Document Number	0084701245
Date	Jun 21, 2019
Book Page	008470/001245
Instrument	135880

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2044

Tax Assessment & Valuation

Source: Brevard County assessment roll as of August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,330 (+2.7%)	$721,590 (-2.17%)
2025	$4,670.00 (+13.71%) Homeowner's exemption	$337,230 (+10.5%)	$737,570 (+4.86%)
2023	$4,107.00 (+7.12%) Homeowner's exemption	$305,180 (+3%)	$703,360 (+21.38%) Land $150,000 Building $553,360
2022	$3,834.00 Homeowner's exemption	$296,300	$579,450 Land $150,000 Building $429,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090663021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	38 (1979–2017)
Claims Outside the SFHA	31 of 38
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Tropical Storm Fay, Aug 2008 · 6 claims Hurricane Irene, Oct 1999 · 5 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 420 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3051447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.