10918 Hillcrest Dr, Laurel, MD 20723 Property Records

Howard County property record for 10918 Hillcrest Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1959
Lot Size	0.557 acres (24,262 sqft)
Owner	2 Individual Names on File
Last Sale	$425,500 (Nov 2019)
Tax Bill	$6,379 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-405762`

Property Details

APN / Parcel Number

Primary APN	`06-405762`
Alternative APNs	`6405762` `405762`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,262 sqft (0.557 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	300 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	405762
Street Address	10918 HILLCREST DR
City	LAUREL
State	MD
Zip	20723-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 13 BL B 10918 HILLCREST DR LAUREL
Legal Subdivision	SECTION TWO HILLCREST
Legal Block	B
Legal Lot Number	13
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1003
Census Tract	606808

Owner

10918 Hillcrest Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10918 HILLCREST DR, LAUREL, MD 20723-1023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Oct 12, 1999 · Amount on File
Deed Book / Page	19011 / 309
Transfer Doc	0062250458
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 13, 2019
Property Address	10918 HILLCREST DR, LAUREL, MD 20723-1023
Document Number	0190110309
Book / Page	19011 / 309
Map Reference	MB 5 PL 38
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,318.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10918 HILLCREST DR, LAUREL, MD 20723-1023

Mortgage

Document Number	19011317
Date	Nov 13, 2019
Instrument	19011/317

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10918 Hillcrest Dr was $6,379 with a homeowner's exemption, down 0.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,379.00 (-0.36%) Homeowner's exemption	$445,300 (+4.38%)	$482,700 (+13.15%) Land $301,600 Building $181,100
2025	$6,402.00 (+4.73%) Homeowner's exemption	$426,600 Land $251,600 Building $175,000	$426,600 Land $251,600 Building $175,000
2024	$6,113.00
2023		$372,000	$426,600 Land $251,600 Building $175,000
2022	$3,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10918 Hillcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10918 Hillcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20