1091 Vist Pointe Blvd, Oceanside, CA 92057 Property Records

San Diego County property record for 1091 Vist Pointe Blvd, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,448 sqft · built 2009
Lot Size	0.116 acres (5,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Dec 2009)
Tax Bill	$7,624 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-580-08-00`

Property Details

APN / Parcel Number

Primary APN	`122-580-08-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,448 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,069 sqft (0.116 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1091 VISTA POINTE BLVD
City	OCEANSIDE
State	CA
Zip	92057-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 8 TR 015385
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015385
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1091 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	2009705293
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1091 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959

Mortgage

Document Number	0000018381
Date	Jan 23, 2024
Instrument	2024-0018381

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1091 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959

Mortgage

Document Number	0000057933
Date	Feb 8, 2022
Instrument	2022-0057933

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1091 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Document Number	0000012989
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1091 VISTA POINTE BLVD OCEANSIDE CA 920571959, OCEANSIDE, CA 92057-1959

Mortgage

Document Number	0000012989
Date	Jan 10, 2020
Instrument	12989

Lender

Name	HOMEPLUS CORP
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1091 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Document Number	0000170771
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1091 VISTA POINTE BLVD OCEANSIDE CA 920571959, OCEANSIDE, CA 92057-1959

Mortgage

Document Number	0000170771
Date	May 7, 2019
Instrument	170771

Lender

Name	HOMEPLUS CORP
Address	2878 CAMINO DEL RIO S # 402, SAN DIEGO, CA 92108-3847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,885 (+2%) Land $197,488 Building $467,397
2025	$7,624.00 (+2.85%) Homeowner's exemption	$651,849 (+4.04%) Land $193,616 Building $458,233
2023	$7,413.00 (+1.58%) Homeowner's exemption	$626,540 Land $186,099 Building $440,441
2022	$7,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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