1087 Vist Pointe Blvd, Oceanside, CA 92057 Property Records

San Diego County property record for 1087 Vist Pointe Blvd, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,887 sqft · built 2009
Lot Size	0.117 acres (5,086 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2020)
Tax Bill	$7,637 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`122-580-07-00`

Property Details

APN / Parcel Number

Primary APN	`122-580-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,887 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,086 sqft (0.117 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1087 VISTA POINTE BLVD
City	OCEANSIDE
State	CA
Zip	92057-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 7 TR 015385
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015385
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Dec 24, 2009 · Amount on Record
Deed Document Number	2020169256
Prior Transfer Date	Sep 13, 2016
Prior Transfer Doc	0000258293
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2020
Property Address	1087 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Document Number	0000169256
Map Reference	DOC 2006-0505187
Instrument Date	Mar 19, 2020
Instrument	2020-0169256
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1087 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959

Mortgage

Document Number	0000169257
Date	Apr 2, 2020
Instrument	2020-0169257

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2017
Property Address	1087 VISTA POINTE BLVD, OCEANSIDE, CA 92057-1959
Document Number	0000258293
Instrument Date	Sep 13, 2016
Instrument	258293
Transaction Type	Transfer
Record Updated	Jun 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1087 VISTA POINTE BLVD OCEANSIDE CA 920571959, OCEANSIDE, CA 92057-1959

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,815 (+2%) Land $235,027 Building $506,788
2025	$7,637.00 (+4.47%) Homeowner's exemption	$727,270 (+4.04%) Land $230,419 Building $496,851
2023	$7,310.00 (+1.78%) Homeowner's exemption	$699,030 Land $221,472 Building $477,558
2022	$7,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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