1091 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 1091 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1945
Lot Size	0.127 acres (5,531 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Mar 2019)
Tax Bill	$13,436 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-244-040`

Property Details

APN / Parcel Number

Primary APN	`009-244-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	5,531 sqft (0.127 acres)

Location & Zoning

Street Address	1091 PALMETTO AVE
City	PACIFICA
State	CA
Zip	94044-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C30000
Legal Description	PTN OF PARCEL 5 L L S 1/94
Legal Lot Number	L
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4000
Census Tract	603000

Owner

1091 Palmetto Ave is owned and occupied by an individual who bought it in March 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1091 PALMETTO AVE, PACIFICA, CA 94044-2217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · SBA Mortgage GREATER SACRAMENTO CERTIFIED DEVELOPMENT
Jan 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage SAN FRANCISCO FIRE CU
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN FRANCISCO FIRE CU
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN FRANCISCO FIRE CU
Mar 26, 2019	Grant Deed, Transfer CLARK DONALD T TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Deed Document Number	201921126
Prior Transfer Date	Oct 29, 2009
Prior Transfer Doc	0000157245
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1091 PALMETTO AVE, PACIFICA, CA 94044-2217
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017154
Date	Feb 25, 2020
Instrument	2020-017154

Lender

Name	GREATER SACRAMENTO CERTIFIED DEVELOPMENT
Type	Non-Lending Institution
Address	NORTH HIGHLANDS, CA 95660

Agreement

Type	SBA Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1091 PALMETTO AVE, PACIFICA, CA 94044-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006043
Date	Jan 23, 2020
Instrument	2020-006043

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1091 PALMETTO AVE, PACIFICA, CA 94044-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006046
Date	Jan 23, 2020
Instrument	2020-006046

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1091 PALMETTO AVE, PACIFICA, CA 94044-2217
Document Number	0000017158
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 PALMETTO AVE PACIFICA CA 940442217, PACIFICA, CA 94044-2217

Mortgage

Document Number	0000017158
Date	Feb 25, 2020
Instrument	17158

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118-1903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 24, 2030

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 26, 2019
Property Address	1091 PALMETTO AVE, PACIFICA, CA 94044-2217
Document Number	0000021126
Instrument Date	Mar 21, 2019
Instrument	21126
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 PALMETTO AVE PACIFICA CA 940442217, PACIFICA, CA 94044-2217

Mortgage

Document Number	21127
Date	Mar 26, 2019
Instrument	21127

Lender

Name	CLARK DONALD T TRUST (PT)
Address	147 HIAWATHA AVE, PACIFICA, CA 94044-3129

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1091 Palmetto Ave was $13,436.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,006,974 (+2%) Land $893,193 Building $113,781
2025	$13,436.00	$987,230 Land $875,680 Building $111,550
2023	$13,260.00 (+13.66%)	$948,896 Land $841,677 Building $107,219	$1,195,740
2022	$11,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 Palmetto Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 units insured incl. 4 condo units
Nearby Flood Claims	5 (1998–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Palmetto Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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