1091 Harding St, Salinas, CA 93906 Property Records

Monterey County property record for 1091 Harding St, Salinas, CA 93906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,127 sqft Living Area
Lot Size9,100 sqft (0.209 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2019)
Tax Bill$5,427.00 (2024)

Property Details

APN / Parcel Number

Primary APN003-524-006-000
Alternative APN
  • 003-524-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,127 sqft Living Area
1st Floor1,127 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialRoll Tar & Gravel Roof
Lot Area9,100 sqft (0.209 acres)
Parking Spaces1 Parking Spaces
Garage Area209 sqft Garage

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Old Parcel Number003-524-006
Street Address1091 HARDING ST
CitySALINAS
StateCA
Zip93906-3521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAUREL PARK ADD 1 LOT 6 BLK 2
Legal SubdivisionLAUREL PARK ADD 1
Legal Block2
Legal Lot Number6
JurisdictionMONTEREY CA
Minor Civil DivisionSALINAS
Census Blockgroup2
Census Block2007
Census Tract400

Owner

Source: Monterey County records · APN 003-524-006-000

Assessment roll updated July 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1091 HARDING ST, SALINAS, CA 93906-3521
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 30, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ONY GLO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleSep 18, 2008 · Amount on Record
Deed Doc Number201921617
Prior Transfer DateAug 09, 2010
Prior Transfer Doc0000044729
Record RefreshedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateApr 01, 2026
Property Address1091 HARDING ST, SALINAS, CA 93906-3521
Document Number0000010638
Instrument DateMar 24, 2026
Instrument202610638
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanySERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1091 HARDING ST, SALINAS, CA 93906-3521

Mortgage

Document Number0000010638,
DateApr 01, 2026
Instrument202610638
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2041
Interest
Rate TypeFixed Rate
Rate5.44%
Initial TypeFixed Rate
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1091 HARDING ST, SALINAS, CA 93906-3521
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1091 HARDING ST, SALINAS, CA 93906-3521

Mortgage

Document Number0000064864
DateSep 30, 2021
Instrument2021064864
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateMay 30, 2019
Property Address1091 HARDING ST, SALINAS, CA 93906-3521
Document Number0000021617
Map ReferenceVOL 5 PG 73
Instrument DateMay 14, 2019
Instrument2019021617
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1091 HARDING ST, SALINAS, CA 93906-3521

Mortgage

Document Number0000021618
DateMay 30, 2019
Instrument2019021618
Lender
NameONY GLO INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySalinas City
Elementary School DistrictSalinas City Elementary School District (KG - 06)
Secondary School DistrictSalinas Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,930.00 (+9.27%) Homeowner's exemption$479,668 (+4.04%) Land $256,567 Building $223,101
2024$5,427.00 (+3.51%)
2023$5,243.00 (+3.9%) Homeowner's exemption$461,044 Land $246,605 Building $214,439
2022$5,046.00

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