1090 Harding St, Salinas, CA 93906 Property Records

Monterey County property record for 1090 Harding St, Salinas, CA 93906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,654 sqft · built 1953
Lot Size	0.166 acres (7,244 sqft)
Owner	2 Company Names on File
Last Sale	$785,000 (Sep 2022)
Tax Bill	$10,199 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`003-523-030-000`

Property Details

APN / Parcel Number

Primary APN	`003-523-030-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,244 sqft (0.166 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1090 HARDING ST
City	SALINAS
State	CA
Zip	93906-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL PARK ADD 1 LOT 47 BLK 3
Legal Subdivision	LAUREL PARK ADD 1
Legal Block	3
Legal Lot Number	47
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2006
Census Tract	400

Owner

Source: Monterey County records · APN 003-523-030-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1123 FONTES LN, SALINAS, CA 93907-1813
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jun 03, 2019	Quit Claim Deed, Transfer QUICKEN LNS
Oct 31, 2018	Grant Deed, Transfer · FHA Mortgage ON Y GIO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	202238422
Last Transfer Date	Aug 13, 2024
Transfer Doc	0000030156
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 15, 2022
Property Address	1090 HARDING ST, SALINAS, CA 93906-3511
Document Number	0000038422
Map Reference	MB 5 PG 73
Instrument Date	Jul 29, 2022
Instrument	2022038422
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	VYLLA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 HARDING ST, SALINAS, CA 93906-3511

Mortgage

Document Number	0000038423
Date	Sep 15, 2022
Instrument	2022038423

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 03, 2019
Property Address	1090 HARDING ST, SALINAS, CA 93906-3511
Document Number	0000022230
Instrument Date	May 28, 2019
Instrument	22230
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1090 HARDING ST SALINAS CA 939063511, SALINAS, CA 93906-3511

Mortgage

Document Number	22231
Date	Jun 03, 2019
Instrument	22231

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 31, 2018
Property Address	1090 HARDING ST, SALINAS, CA 93906-3511
Document Number	0000050206
Map Reference	MB5 PG73
Instrument Date	Sep 25, 2018
Instrument	2018050206
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1090 HARDING ST, SALINAS, CA 93906-3511

Mortgage

Document Number	0000050207
Date	Oct 31, 2018
Instrument	2018050207

Lender

Name	ON Y GIO INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$833,047 (+2%) Land $328,974 Building $504,073
2025	$10,199.00 (+13.07%)	$816,714 (+4.04%) Land $322,524 Building $494,190
2023	$9,020.00 (+81.2%)	$785,000 Land $310,000 Building $475,000
2022	$4,978.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding
Claims By Storm	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: AT&T, Verizon, Cruzio Internet, Etheric Communications, LLC., California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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