1091 E Main St, Dayton, OH 45426 Property Records

Montgomery County property record for 1091 E Main St, Dayton, OH 45426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,174 sqft · built 1952
Lot Size	0.433 acres (18,901 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2021)
Tax Bill	$2,134 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H33 00512 0001`

Property Details

APN / Parcel Number

Primary APN	`H33 00512 0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	2,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	18,901 sqft (0.433 acres)
Lot Dimensions	210 ft deep x 90 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Deck Area	564 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1091 E MAIN ST
City	DAYTON
State	OH
Zip	45426-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 ALBERT DENLINGER
Legal Subdivision	ALBERT
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	TROTWOOD
Census Block Group	1
Census Block	1005
Census Tract	70600

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1091 E MAIN ST, TROTWOOD, OH 45426-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	2021-00051562
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 8, 2021
Property Address	1091 E MAIN ST, DAYTON, OH 45426-2447
Document Number	0000051562
Map Reference	MB X PG 17
Instrument Date	May 28, 2021
Instrument	2021-00051562
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1091 E MAIN ST, TROTWOOD, OH 45426-2447

Mortgage

Document Number	0000051587
Date	Jul 8, 2021
Instrument	2021-00051587

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Trotwood City
Unified School District	Trotwood-Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,140 (-) Land $5,560 Building $26,580
2024	$2,134.00 (+2.2%)
2023	$2,088.00 (+8.13%)	$32,140 (+39.01%) Land $5,560 Building $26,580	$91,830 (+39.01%) Land $15,890 Building $75,940
2022	$1,931.00	$23,120 Land $4,000 Building $19,120
2020			$66,060 Land $11,430 Building $54,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROTWOOD CITY PWS serves 9,000 people · EPA ID OH5702403
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Sep 2022
Also Mapped Here	MONTGOMERY COUNTY WATER SERVICES 2 PWS
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20