Montgomery County property record for 1081 E Main St, Dayton, OH 45426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 1956 |
| Lot Size | 0.718 acres (31,289 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Mar 1998) |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H33-00511-0013 |
| Primary APN | H33-00511-0013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 2,016 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 31,289 sqft (0.718 acres) |
| Lot Dimensions | 210 ft deep x 149 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 57 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Canopy | 144 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1081 E MAIN ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45426-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 PT-13 ALBERT DENLINGER 5-11-14 |
| Legal Subdivision | ALBERT |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | TROTWOOD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 70600 |
Source: Montgomery County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1081 E MAIN ST, DAYTON, OH 45426-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Nov 21, 2016 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 1998 · Amount on Record |
| Deed Sale | Mar 3, 1998 · Amount on Record |
| Deed Book / Page | 98-0129 / D09 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1081 E MAIN ST, DAYTON, OH 45426-2413 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000073060 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-00073060 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Dec 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1081 E MAIN ST, DAYTON, OH 45426-2413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000035675 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022-00035675 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1081 E MAIN ST, TROTWOOD, OH 45426-2413 |
| Document Number | 0000047332 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1081 E MAIN ST DAYTON OH 454262413, DAYTON, OH 45426-2413 |
| Document Number | 0000047332 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 47332 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 12, 2023 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1081 E MAIN ST, TROTWOOD, OH 45426-2413 |
| Document Number | 0000004537 |
| Instrument Date | Nov 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1081 E MAIN ST TROTWOOD OH 454262413, TROTWOOD, OH 45426-2413 |
| Document Number | 0000004537 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 4537 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | LEWISVILLE, TX 75067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 23, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.01% |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Trotwood City |
| Unified School District | Trotwood-Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 | $37,350 (-) Land $7,650 Building $29,700 | $106,720 (-) Land $21,850 Building $84,870 |
| 2024 | $1,810.00 (-1.31%) | ||
| 2023 | $1,834.00 (+20.82%) | $37,350 (+39%) Land $7,650 Building $29,700 | $106,720 (+38.99%) Land $21,850 Building $84,870 |
| 2022 | $1,518.00 | $26,870 Land $5,500 Building $21,370 | |
| 2020 | $76,780 Land $15,720 Building $61,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROTWOOD CITY PWS serves 9,000 people · EPA ID OH5702403 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Sep 2022 |
| Also Mapped Here | MONTGOMERY COUNTY WATER SERVICES 2 PWS |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures