1091 Cole Rd, Monroe, MI 48162 Property Records

Monroe County property record for 1091 Cole Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	1 ba · 779 sqft · built 1935
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$3,805 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-028-084-00`

Property Details

APN / Parcel Number

Primary APN	`07-028-084-00`

Interior

Full Baths	1 Bath
Building Area	779 sqft Living Area
1st Floor Area	779 sqft
Basement Area	500 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1091 COLE RD
City	MONROE
State	MI
Zip	48162-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-614 SEC 28 T6S R9E 2 AMOL COM AT PT ON CL COLE RD 454.3 FT S 83 DEG 33'E FR INT CL COLE RD & W LI HEMLOCK ST EXT, TH S 83
Legal Range	09E
Legal Township	06S
Legal Section	28
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4000
Census Tract	831700

Owner

1091 Cole Rd is owned and occupied by an individual.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1091 COLE RD, MONROE, MI 48162-4122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1091 COLE RD, MONROE, MI 48162-4122
Document Number	0000010666
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 COLE RD MONROE MI 481624122, MONROE, MI 48162-4122

Mortgage

Document Number	0000010666
Date	Jun 3, 2020
Instrument	10666

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jun 2, 2045

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1091 COLE RD, MONROE, MI 48162-4122
Document Number	0000024410
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 COLE RD MONROE MI 481624122, MONROE, MI 48162-4122

Mortgage

Document Number	0000024410
Date	Dec 7, 2017
Instrument	24410

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1091 Cole Rd was $3,805.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,500 Land $119,500	$239,000 Land $239,000
2025	$3,805.00 Homeowner's exemption
2023	$1,939.00 Homeowner's exemption	$64,300	$128,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 Cole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Cole Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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