1090 Cole Rd, Monroe, MI 48162 Property Records

Monroe County property record for 1090 Cole Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,033 sqft · built 1960
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,500 (Dec 2021)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-967-003-01`

Property Details

APN / Parcel Number

Primary APN	`07-967-003-01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,033 sqft Living Area
1st Floor Area	1,421 sqft
Basement Area	993 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Lot Area	87,991 sqft (2.02 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1090 COLE RD
City	MONROE
State	MI
Zip	48162-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F3-4A SEC 28 T6S R9E SE 1/4 WOELMERS ACRES ALL OF LOT 3 & LOT 19 EXCL W'LY 3 FT THROUGHOUT
Legal Range	09E
Legal Township	06S
Legal Section	28
Legal Subdivision	WOELMERS ACRES
Legal Lot Number	3,19
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4025
Census Tract	831700

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1090 COLE RD, MONROE, MI 48162-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 9, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Dec 9, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	202131453
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1090 COLE RD, MONROE, MI 48162-4144
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 STOCKTON DR, MONROE, MI 48162-3173

Mortgage

Document Number	0000031638
Date	Dec 13, 2021
Instrument	2021R31638

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 9, 2021
Property Address	1090 COLE RD, MONROE, MI 48162-4144
Document Number	0000031453
Map Reference	LB 4 PG 42
Instrument Date	Dec 7, 2021
Instrument	2021R31453
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$2,696.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 COLE RD, 1090, MONROE, MI 48162-4144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 STOCKTON DR, MONROE, MI 48162-3173

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 9, 2021
Property Address	1090 COLE RD, MONROE, MI 48162-4144
Document Number	0000031453
Map Reference	LB 4 PG 42
Instrument Date	Dec 7, 2021
Instrument	2021R31453
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,696.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 COLE RD, MONROE, MI 48162-4144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 STOCKTON DR, MONROE, MI 48162-3173

Mortgage

Document Number	0000031638
Date	Dec 9, 2021
Instrument	2021R31638

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,500 (+5.97%) Land $145,500	$291,000 (+5.97%) Land $291,000
2025	$4,200.00 (+13.36%) Homeowner's exemption	$137,300 (+12.36%) Land $137,300	$274,600 (+12.36%) Land $274,600
2023	$3,705.00 Homeowner's exemption	$122,200	$244,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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