10909 Stonecutter Pl, North Potomac (Gaithersburg), MD 20878 Property Records

Montgomery County property record for 10909 Stonecutter Pl, North Potomac, MD 20878

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,562 sqft · built 1989
Lot Size0.162 acres (7,048 sqft)
Owner2 Individual Names on Record
Last Sale$662,500 (Feb 2017)
Tax Bill$8,388 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-02722627

Property Details

APN / Parcel Number

Primary APN06-02722627
Alternative APN
  • 02722627

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,562 sqft Living Area
Gross Area3,086 sqft
1st Floor Area1,102 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,048 sqft (0.162 acres)
Garage TypeAttached
Garage Area524 sqft
Parking Spaces2 Parking Spaces
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02722627
Street Address10909 STONECUTTER PL
CityNORTH POTOMAC
StateMD
Zip20878-4805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionDUFIEF MILL
Legal SubdivisionDUFIEF MILL
Legal BlockJ
Legal Lot Number6
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group2
Census Block2005
Census Tract700618

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10909 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
ETHOS LNDG
Feb 28, 2017Grant Deed, Transfer · Conventional with PMI
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2017 · Amount on Record
Deed SaleFeb 28, 2017 · Amount on Record
Prior SaleOct 1, 2004 · Amount on Record
Deed Book / Page53898 / 245
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10909 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0610970139
DateNov 16, 2020
Book Page61097/139
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term345 Months
DueAug 1, 2049

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10909 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805
Document Number0550700385
Book / Page055070 / 000385
Instrument DateSep 11, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10909 STONECUTTER PL NORTH POTOMAC MD 208784805, NORTH POTOMAC, MD 20878-4805

Mortgage

Document Number0550700385
DateOct 12, 2017
Book Page055070/000385
Lender
NameETHOS LNDG
AddressPITTSBURGH, PA 15212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateFeb 28, 2017
Property Address10909 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805
Document Number0538980245
Book / Page053898 / 000245
Instrument DateJan 28, 2017
Transaction TypeTransfer
Record UpdatedMar 22, 2017
Title CompanyTITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10909 STONECUTTER PL NORTH POTOMAC MD 208784805, NORTH POTOMAC, MD 20878-4805

Mortgage

Document Number538980253
DateFeb 28, 2017
Book Page053898/000253
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 27, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$799,567 (+7.71%)$856,800 (-) Land $328,400 Building $528,400
2025$8,388.00 (+22.43%)$742,333 (+11.48%)$856,800 (+25.06%) Land $328,400 Building $528,400
2023$665,867$685,100 Land $312,700 Building $372,400
2022$6,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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