10903 Stonecutter Pl, North Potomac (Gaithersburg), MD 20878 Property Records

Montgomery County property record for 10903 Stonecutter Pl, North Potomac, MD 20878

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,220 sqft · built 1989
Lot Size0.212 acres (9,212 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Jul 1997)
Tax Bill$9,154 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-02722673

Property Details

APN / Parcel Number

Primary APN06-02722673
Alternative APN
  • 02722673

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,220 sqft Living Area
Gross Area3,620 sqft
1st Floor Area1,388 sqft
Basement Area588 sqft
Finished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,212 sqft (0.212 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02722673
Street Address10903 STONECUTTER PL
CityNORTH POTOMAC
StateMD
Zip20878-4805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionDUFIEF MILL
Legal SubdivisionDUFIEF MILL
Legal BlockJ
Legal Lot Number9
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group2
Census Block2005
Census Tract700618

Owner

10903 Stonecutter Pl is owned and occupied by two individuals who bought it in July 1997.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10903 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 1997 · Amount on File
Deed SaleJul 3, 1997 · Amount on File
Deed Document Number199795721
Deed Book / Page14988 / 357
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10903 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805
Transaction TypeMortgage
Record UpdatedJan 17, 2023
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address10903 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805

Mortgage

Document Number0665200277
DateNov 22, 2022
Book Page66520/277
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10903 STONECUTTER PL, NORTH POTOMAC, MD 20878-4805
Transaction TypeMortgage
Record UpdatedApr 19, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0617700423
DateFeb 2, 2021
Book Page61770/423
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10903 Stonecutter Pl was $9,154.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$872,367 (+7.86%)$935,900 (-) Land $343,500 Building $592,400
2025$9,154.00$808,833$935,900 Land $343,500 Building $592,400
2023$724,167$745,300 Land $327,200 Building $418,100
2022$7,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10903 Stonecutter Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10903 Stonecutter Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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