10908 Troy Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 10908 Troy Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,582 sqft · built 2003
Lot Size	0.222 acres (9,680 sqft)
Owner	Individual Name on File
Tax Bill	$6,071 (2025)
Deeds & Mortgages	Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R172913`

Property Details

APN / Parcel Number

Primary APN	`R172913`
Alternative APN	`R8231000000001530000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,582 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	2,582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,680 sqft (0.222 acres)
Lot Dimensions	121 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10908 TROY AVE
City	LUBBOCK
State	TX
Zip	79424-7381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNCREST L 153
Legal Subdivision	SUNCREST
Legal Lot Number	153
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1042
Census Tract	10509

Owner

10908 Troy Ave is owned and occupied by an individual who acquired it in December 2012.

Source: Lubbock County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10908 TROY AVE, LUBBOCK, TX 79424-7381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2012
Deed Sale	Dec 26, 2012
Prior Sale	Apr 19, 2007 · Amount on File
Deed Document Number	201250891
Prior Transfer Date	Apr 17, 2007
Prior Transfer Doc	0000015767
Record Updated	Sep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUBBOCK TX
Recording Date	Nov 6, 2019
Property Address	10908 TROY AVE, LUBBOCK, TX 79424-7381
Document Number	0000043477
Instrument Date	Sep 13, 2019
Instrument	43477
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 TROY AVE LUBBOCK TX 794247381, LUBBOCK, TX 79424-7381

Tax Assessment & Valuation

The 2025 property tax bill for 10908 Troy Ave was $6,071 with a homeowner's exemption, down 5.5% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,071.00 (-5.52%) Homeowner's exemption	$372,391 Land $37,000 Building $335,391	$372,391 Land $37,000 Building $335,391
2024	$6,426.00 (+8.33%)
2023	$5,932.00 (-8.37%) Homeowner's exemption	$337,479 Land $37,000 Building $322,390	$359,390 Land $37,000 Building $322,390
2022	$6,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10908 Troy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10908 Troy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20