10906 Troy Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 10906 Troy Ave, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,759 sqft · built 2010
Lot Size0.231 acres (10,065 sqft)
OwnerIndividual Name on Record
Tax Bill$4,809 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR172912

Property Details

APN / Parcel Number

Primary APNR172912

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,759 sqft Living Area

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,065 sqft (0.231 acres)
Garage Area936 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10906 TROY AVE
CityLUBBOCK
StateTX
Zip79424-7381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNCREST L 152
Legal SubdivisionSUNCREST
Legal Lot Number1520
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1042
Census Tract10509

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10906 TROY AVE, LUBBOCK, TX 79424-7381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2009
Deed SaleApr 27, 2009
Deed Document Number2009014268
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address10906 TROY AVE, LUBBOCK, TX 79424-7381
Transaction TypeMortgage
Record UpdatedDec 3, 2025
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10906 TROY AVE, LUBBOCK, TX 79424-7381

Mortgage

Document Number0000044924
DateNov 18, 2025
Instrument2025044924
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address10906 TROY AVE, LUBBOCK, TX 79424-7381
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046769
DateSep 9, 2021
Instrument2021046769
Lender
NameWELLS FARGO BANK NA
TypeBank
Address5710
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,809.00 (-17.79%) Homeowner's exemption$591,398 (+11.42%) Land $37,000 Building $554,398$591,398 (+3.84%) Land $37,000 Building $554,398
2024$5,850.00 (+0.31%)
2023$5,832.00 (-28.74%) Homeowner's exemption$530,786 Land $37,000 Building $532,542$569,542 Land $37,000 Building $532,542
2022$8,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

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