10908 Oak Leaf Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10908 Oak Leaf Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,847 sqft · built 2001
Lot Size0.208 acres (9,046 sqft)
OwnerIndividual Name on File
Last Sale$270,735 (Aug 2024)
Tax Bill$1,292 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN1-06-7-35-35-0-00233-00

Property Details

APN / Parcel Number

Primary APN1-06-7-35-35-0-00233-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,847 sqft Adjusted Area
1st Floor Area1,553 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area9,046 sqft (0.208 acres)
Lot Dimensions141 ft deep x 65 ft wide
Patio Area156 sqft

Location & Zoning

Street Address10908 OAK LEAF DR
CityOLIVE BRANCH
StateMS
Zip38654-4842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionMAGNOLIA LAKES S/D SEC E LOT 233
Legal Range006
Legal Township01S
Legal Section35
Legal SubdivisionMAGNOLIA LAKES S/D
Legal Lot Number233
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group3
Census Block3002
Census Tract70822

Owner

10908 Oak Leaf Dr is owned and occupied by an individual who bought it in August 2024.

Source: DeSoto County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address10908 OAK LEAF DR, OLIVE BRANCH, MS 38654-4842
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jun 21, 2022Warranty Deed, Transfer
SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2024 · Amount on File
Deed SaleAug 14, 2024 · Amount on File
Prior SaleJun 21, 2022 · Amount on File
Deed Book / Page1024 / 14767
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateMay 8, 2026
Property Address10908 OAK LEAF DR, OLIVE BRANCH, MS 38654-4842
Document Number5663050059
Book / Page5663 / 50059
Instrument DateApr 22, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10908 OAK LEAF DR, OLIVE BRANCH, MS 38654-4842

Mortgage

Document Number5663050059,
DateMay 8, 2026
Book Page5663/50059
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueMay 1, 2066
Interest
Rate6.38%
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 21, 2022
Property Address10908 OAK LEAF DR, OLIVE BRANCH, MS 38654-4842
Document Number001001/227
Book / Page1001 / 227
Map ReferenceMB 75 PG 34
Instrument DateJun 17, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 CRIMSONWOOD DR, 164, BYHALIA, MS 38611-6923

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10908 OAK LEAF DR, OLIVE BRANCH, MS 38654-4842

Tax Assessment & Valuation

The 2025 property tax bill for 10908 Oak Leaf Dr was $1,292.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,292.00$13,756 Land $2,000 Building $11,756$137,556 Land $20,000 Building $117,556
2023$1,077.00$10,092$100,923 Land $20,000 Building $80,923

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10908 Oak Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10908 Oak Leaf Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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