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10899 Oak Leaf Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10899 Oak Leaf Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,816 sqft · built 2001
Lot Size0.17 acres (7,448 sqft)
OwnerIndividual Name on Record
Tax Bill$1,564 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1-06-7-35-35-0-00244-00

Property Details

APN / Parcel Number

Primary APN1-06-7-35-35-0-00244-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,816 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area7,448 sqft (0.17 acres)
Lot Dimensions105 ft deep x 70 ft wide

Location & Zoning

Street Address10899 OAK LEAF DR
CityOLIVE BRANCH
StateMS
Zip38654-4840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionMAGNOLIA LAKES S/D SEC E LOT 244
Legal Range06
Legal Township01
Legal Section35
Legal SubdivisionMAGNOLIA LAKES S/D
Legal Lot Number244
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract70822

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10899 OAK LEAF DR, OLIVE BRANCH, MS 38654-4840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 16, 2021Warranty Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021
Deed SaleJul 16, 2021
Deed Document Number0000964672
Deed Book / Page964 / 672
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10899 OAK LEAF DR, OLIVE BRANCH, MS 38654-4840
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004287/186
DateJan 9, 2017
Book Page4287/186
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueSep 1, 2045

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 16, 2021
Property Address10899 OAK LEAF DR, OLIVE BRANCH, MS 38654-4840
Document Number000964/672
Book / Page964 / 672
Map ReferenceMB 75 PG 34
Instrument DateJul 15, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 GREENBRIER LN, 38, CONWAY, AR 72032-9159

Transferred To (Grantee/Buyer)

NameVerified Name
Address10899 OAK LEAF DR, OLIVE BRANCH, MS 38654-4840

Mortgage

Document Number0005294197
DateJul 16, 2021
Instrument5294/197
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,564.00 (+15.51%)$13,513 (+36.15%) Land $2,000 Building $11,513$135,128 (+36.15%) Land $20,000 Building $115,128
2023$1,354.00$9,925$99,247 Land $20,000 Building $79,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2009–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Northcentral Connect
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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