Lake County property record for 10908 Memory Ln, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1982 |
| Lot Size | 0.214 acres (9,331 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Mar 2009) |
| Tax Bill | $1,829 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-19-25-0500-000-03701 |
| Primary APN | 23-19-25-0500-000-03701 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Gross Area | 2,102 sqft |
| 1st Floor Area | 1,338 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,331 sqft (0.214 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Finished Porch |
| Porch Area | 365 sqft |
| Utility Building | 1,218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1495644 |
|---|---|
| Street Address | 10908 MEMORY LN |
| City | TAVARES |
| State | FL |
| Zip | 32778-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPARKS VILLAGE LOT 37 N OF CANAL BEG AT NLY COR OF LOT 38 RUN SWLY ALONG NWLY LINE OF SAID LOT 38 A DIST OF 45 FT TO AN EXISTING SEAWALL THENCE SELY ALONG SAID SEAWALL 75 FT TO NELY LINE OF SAID LOT 38 THENCE N 22-30-0 W ALONG NELY LINE OF SAID LOT 3 |
| Legal Range | 25E |
| Legal Township | 19S |
| Legal Section | 23 |
| Legal Subdivision | SPARKS VILLAGE |
| Legal Tract | 0500 |
| Legal Lot Number | 37 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | LEESBURG EAST |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 30702 |
10908 Memory Ln is owned and occupied by two individuals who acquired it in July 2009.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10908 MEMORY LN, TAVARES, FL 32778-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2009 · Amount on File |
| Deed Sale | Mar 5, 2009 · Amount on File |
| Prior Sale | Jul 24, 2008 |
| Deed Document Number | 200923889 |
| Deed Book / Page | 3740 / 1668 |
| Last Transfer Date | Jul 30, 2009 |
| Transfer Doc | 0038041233 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,430 (+2.89%) | $255,270 (+12.1%) Land $110,250 Building $145,020 | |
| 2025 | $120,930 Land $82,688 Building $38,242 | $227,708 Land $82,688 Building $145,020 | |
| 2024 | $1,829.00 (+15.32%) | ||
| 2023 | $1,586.00 (+13.85%) Homeowner's exemption | $114,110 (+3%) | $209,204 (-) Land $68,513 Building $140,691 |
| 2022 | $1,393.00 Homeowner's exemption | $110,790 | $209,204 Land $68,513 Building $140,691 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10908 Memory Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10908 Memory Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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