Lake County property record for 10907 Memory Ln, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,050 sqft · built 1973 |
| Lot Size | 0.255 acres (11,129 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Sep 2012) |
| Tax Bill | $3,695 (2024) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-19-25-0500-000-02900 |
| Primary APN | 23-19-25-0500-000-02900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 2,050 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Shingle |
| Lot Area | 11,129 sqft (0.255 acres) |
| Lot Width | 86 ft Width |
| Porch | Open Porch |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 937 sqft |
| Patio Area | 606 sqft |
| Utility Building | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1495601 |
|---|---|
| Street Address | 10907 MEMORY LN |
| City | TAVARES |
| State | FL |
| Zip | 32778-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPARKS VILLAGE LOT 29 PB 13 PG 58 ORB 4213 PG 179 |
| Legal Range | 25E |
| Legal Township | 19S |
| Legal Section | 23 |
| Legal Subdivision | SPARKS VILLAGE |
| Legal Tract | 500 |
| Legal Lot Number | 29 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | LEESBURG EAST |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 30702 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 347 BROADWAY AVE, ORLANDO, FL 32803-5601 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 10, 2017 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2012 · Amount on Record |
| Deed Sale | Sep 13, 2012 · Amount on Record |
| Prior Sale | May 9, 2012 |
| Deed Document Number | 2012095537 |
| Deed Book / Page | 4213 / 0179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10907 MEMORY LN, TAVARES, FL 32778-4655 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10907 MEMORY LN, TAVARES, FL 32778-4655 |
| Document Number | 0060211835 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 6021/1835 |
| Instrument | 2022122001 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 19, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10907 MEMORY LN, TAVARES, FL 32778-4655 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0057580232 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 5758/232 |
| Instrument | 2021101581 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10907 MEMORY LN, TAVARES, FL 32778-4655 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048861197 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 4886/1197 |
| Instrument | 2017002343 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 27, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217,028 (+118.91%) Land $52,925 Building $164,103 | $217,028 (+14.74%) Land $52,925 Building $164,103 | |
| 2024 | $3,695.00 (+166.79%) | ||
| 2023 | $1,385.00 (+16.19%) Homeowner's exemption | $99,140 (+2.99%) | $189,154 (-) Land $31,175 Building $157,979 |
| 2022 | $1,192.00 Homeowner's exemption | $96,260 | $189,154 Land $31,175 Building $157,979 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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