Hillsborough County property record for 10908 Capstan Lake Dr, Riverview, FL 33579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,041 sqft · built 1999 |
| Lot Size | 0.158 acres (6,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Apr 2015) |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 077681-7196 |
| Primary APN | 077681-7196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 2,780 sqft |
| 1st Floor Area | 2,041 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,886 sqft (0.158 acres) |
| Lot Dimensions | 105 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 130 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0776817196 |
|---|---|
| Street Address | 10908 CAPSTAN LAKE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33579-7096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SUMMERFIELD VILLAGE 1 TRACT 7 PHASE II LOT 4 BLOCK C |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 08 |
| Legal Subdivision | SUMMERFIELD VILLAGE 1 TRACT 7 PHASE II |
| Legal Phase | II |
| Legal Tract | 7 |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 13915 |
10908 Capstan Lake Dr is owned and occupied by two individuals who bought it in April 2015.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10908 CAPSTAN LAKE DR, RIVERVIEW, FL 33579-7096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2015 · Amount on File |
| Deed Sale | Apr 14, 2015 · Amount on File |
| Prior Sale | Jul 5, 2006 · Amount on File |
| Deed Document Number | 2015138205 |
| Deed Book / Page | 23206 / 949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10908 CAPSTAN LAKE DR, RIVERVIEW, FL 33579-7096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10908 CAPSTAN LAKE DR, RIVERVIEW, FL 33579-7096 |
| Document Number | 0000055872 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 2023055872 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10908 Capstan Lake Dr was $3,231 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,787 (+2.7%) | $343,830 (-6.28%) Land $91,581 Building $252,249 | |
| 2025 | $3,231.00 Homeowner's exemption | $179,929 | $366,881 Land $109,897 Building $256,984 |
| 2023 | $2,824.00 (+6.29%) Homeowner's exemption | $169,765 (+3%) | $370,086 (+2.32%) Land $100,739 Building $269,347 |
| 2022 | $2,657.00 Homeowner's exemption | $164,820 | $361,710 Land $91,581 Building $270,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10908 Capstan Lake Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10908 Capstan Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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