10816 Capstan Lake Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 10816 Capstan Lake Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,422 sqft · built 2000
Lot Size	0.157 acres (6,825 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Jul 2015)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077681-7208`

Property Details

APN / Parcel Number

Primary APN	`077681-7208`
Alternative APN	`U0831202UNC00000000100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	1,024 sqft
2nd Floor Area	2,048 sqft
Upper Floors Area	374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,825 sqft (0.157 acres)
Lot Dimensions	105 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0776817208
Street Address	10816 CAPSTAN LAKE DR
City	RIVERVIEW
State	FL
Zip	33579-7094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUMMERFIELD VILLAGE 1 TRACT 7 PHASE II LOT 10 BLOCK C
Legal Range	20E
Legal Township	31S
Legal Section	08
Legal Subdivision	SUMMERFIELD VILLAGE 1 TRACT 7 PHASE II
Legal Phase	II
Legal Tract	7
Legal Block	C
Legal Lot Number	10
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3006
Census Tract	13915

Owner

10816 Capstan Lake Dr is owned and occupied by an individual who bought it in July 2015.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	10816 CAPSTAN LAKE DR, RIVERVIEW, FL 33579-7094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2015 · Amount on File
Deed Sale	Jul 7, 2015 · Amount on File
Prior Sale	Mar 10, 2009 · Amount on File
Deed Document Number	2015265255
Deed Book / Page	23396 / 1399
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0000077225
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10816 CAPSTAN LAKE DR, RIVERVIEW, FL 33579-7094
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	CLOSING AGENT TITLE INSURANCE, THE CLOSING AGENT TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 CAPSTAN LAKE DR, RIVERVIEW, FL 33579-7094

Mortgage

Document Number	0000610156
Date	Nov 30, 2021
Instrument	2021610156

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	286 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 10816 Capstan Lake Dr was $3,602 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,750 (+2.7%)	$326,576 (-6.92%) Land $87,318 Building $239,258
2025	$3,602.00 Homeowner's exemption Veteran's exemption	$205,209	$350,851 Land $104,782 Building $246,069
2023	$3,152.00 (+5.95%) Homeowner's exemption Veteran's exemption	$193,617 (+3%)	$352,590 (+15.52%) Land $96,050 Building $256,540
2022	$2,975.00 Homeowner's exemption Veteran's exemption	$187,978	$305,231 Land $87,318 Building $217,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10816 Capstan Lake Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10816 Capstan Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20