10907 Schwingle Rd, Prattsburgh, NY 14873 Property Records

Steuben County and Prattsburgh Town property record for 10907 Schwingle Rd, Prattsburgh, NY 14873

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,274 sqft · built 1990
Lot Size	9.2 acres (400,752 sqft)
Owner	Company Name on Record
Last Sale	$112,500 (Apr 2022)
Tax Bill	$2,480 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Line of Credit + 2 more
APN	`466000 032.00-02-012.841`

Property Details

APN / Parcel Number

Primary APN	`466000 032.00-02-012.841`
Alternative APNs	`60000320000002012841` `01820`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	546 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	400,752 sqft (9.2 acres)
Porch	Slab
Porch Area	290 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01820
Street Address	10907 SCHWINGLE RD
City	PRATTSBURGH
State	NY
Zip	14873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	12.841
Jurisdiction	STEUBEN NY
Township / Civil Division	PRATTSBURGH
Census Block Group	4
Census Block	4049
Census Tract	960200

Owner

Source: Steuben County and Prattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2015 HEIM HILL RD, MONTOURSVILLE, PA 17754-9623
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage JOURNEY BANK
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit JOURNEY BANK
Oct 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage MUNCY BK & TR CO
Apr 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SERVICE FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Mar 6, 2003 · Amount on Record
Deed Book / Page	2955 / 152
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10907 SCHWINGLE RD, PRATTSBURGH, NY 14873
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005219/177
Date	Oct 17, 2025
Book Page	5219/177

Lender

Name	JOURNEY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10907 SCHWINGLE RD, PRATTSBURGH, NY 14873
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005038/293
Date	Jan 11, 2024
Book Page	5038/293

Lender

Name	JOURNEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10907 SCHWINGLE RD, PRATTSBURGH, NY 14873
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005018/243
Date	Oct 30, 2023
Book Page	5018/243

Lender

Name	MUNCY BK & TR CO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Apr 25, 2022
Property Address	10907 SCHWINGLE RD, PRATTSBURGH, NY 14873
Document Number	002955/152
Book / Page	2955 / 152
Instrument Date	Apr 19, 2022
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 HEIM HILL RD, MONTOURSVILLE, PA 17754-9623

Mortgage

Document Number	0004847345
Date	Apr 25, 2022
Instrument	4847/345

Lender

Name	SERVICE FIRST FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Steuben County and Prattsburgh Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Prattsburgh Town
Unified School District	Avoca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,480.00 (-0.72%)
2025	$2,498.00 (+125.45%)	$115,000 (+63.82%) Land $40,100 Building $74,900	$118,557 (+48.62%) Land $41,340 Building $77,217
2023		$70,200 (-) Land $27,500 Building $42,700	$79,773 (+10.23%) Land $31,250 Building $48,523
2022		$70,200 Land $27,500 Building $42,700	$72,371 Land $28,350 Building $44,021
2021	$1,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empire Long Distance Fiber	1,000 / 100

Cell Coverage

No cell data coverage reported

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