10906 Schwingle Rd, Prattsburgh, NY 14873 Property Records

Steuben County and Prattsburgh Town property record for 10906 Schwingle Rd, Prattsburgh, NY 14873

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 320 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$23,500 (Jul 2013)
Tax Bill	$1,100 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Sale & Mortgage
APN	`466000 032.00-02-012.842`

Property Details

APN / Parcel Number

Primary APN	`466000 032.00-02-012.842`
Alternative APN	`60000320000002012842`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	320 sqft Living Area
1st Floor Area	320 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10906 SCHWINGLE RD
City	PRATTSBURGH
State	NY
Zip	14873-9589
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	2
Legal Lot Number	12.842
Jurisdiction	STEUBEN NY
Township / Civil Division	PRATTSBURGH
Census Block Group	4
Census Block	4049
Census Tract	960200

Owner

Source: Steuben County and Prattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10906 SCHWINGLE RD, PRATTSBURGH, NY 14873-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE COMPANY
Dec 28, 2020	Warranty Deed, Transfer · Second Mortgage (Down Payment) ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2013 · Amount on Record
Deed Sale	Jul 18, 2013 · Amount on Record
Prior Sale	Feb 4, 1999 · Amount on Record
Deed Book / Page	2442 / 127
Prior Transfer Date	Sep 16, 2008
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Recording Date	Jul 23, 2026
Property Address	10906 SCHWINGLE RD, PRATTSBURGH, NY 14873-9589
Document Number	5305000279
Book / Page	5305 / 279
Instrument Date	Jul 21, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10906 SCHWINGLE RD, PRATTSBURGH, NY 14873-9589

Mortgage

Document Number	5305000279,
Date	Jul 23, 2026
Book Page	5305/279

Lender

Name	CNB MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Rate	6.49%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Dec 28, 2020
Property Address	10906 SCHWINGLE RD, PRATTSBURGH, NY 14873-9589
Document Number	002865/199
Book / Page	2865 / 199
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000DL2091
Date	Dec 28, 2020
Instrument	DL2091

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Steuben County and Prattsburgh Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Prattsburgh Town
Unified School District	Avoca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,100.00 (-0.63%)
2025	$1,107.00 (+33.7%)	$51,000 (+74.06%) Land $32,000 Building $19,000	$52,577 (+57.91%) Land $32,989 Building $19,588
2023		$29,300 (-) Land $21,200 Building $8,100	$33,295 (+10.23%) Land $24,091 Building $9,204
2022		$29,300 Land $21,200 Building $8,100	$30,206 Land $21,856 Building $8,350
2021	$828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empire Long Distance Fiber	1,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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