Worcester County property record for 10907 Emory Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,657 sqft · built 2015 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $752,760 (Mar 2026) |
| Tax Bill | $5,569 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-166759 |
| Primary APN | 03-166759 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,657 sqft Total Area |
| Utility Area | 286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.689 acres) |
| Garage Type | Attached |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Slab |
| Porch Area | 396 sqft |
| Deck Area | 245 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 166759 |
|---|---|
| Street Address | 10907 EMORY DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 30000 SQFT EMORY DR PENNINGTON COM REC PL |
| Legal Subdivision | PENNINGTON COMMONS |
| Legal Lot Number | 4 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950900 |
Source: Worcester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10907 EMORY DR, BERLIN, MD 21811-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed, Transfer |
| Mar 28, 2024 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Mar 28, 2024 · Amount on Record |
| Deed Book / Page | 9107 / 298 |
| Prior Transfer Date | Feb 11, 2026 |
| Prior Transfer Doc | 0091070298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Mar 13, 2026 |
| Property Address | 10907 EMORY DR, BERLIN, MD 21811-3314 |
| Document Number | 0091070298 |
| Book / Page | 9107 / 298 |
| Map Reference | MB 224 FO 40 |
| Instrument Date | Feb 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,881.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10907 EMORY DR, BERLIN, MD 21811-3314 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Mar 28, 2024 |
| Property Address | 10907 EMORY DR, BERLIN, MD 21811-3314 |
| Document Number | 0087300147 |
| Book / Page | 8730 / 147 |
| Map Reference | MB 224 FO 40 |
| Instrument Date | Mar 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | HUTTON PATT TITLE, HUTTON PATT T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10907 EMORY DR, BERLIN, MD 21811-3314 |
| Document Number | 0087300153 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 8730-0153 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,133 (+9.89%) | $722,800 (-) Land $160,800 Building $562,000 | |
| 2025 | $5,569.00 (+24.7%) | $603,467 (+11.62%) | $722,800 (+32.92%) Land $160,800 Building $562,000 |
| 2023 | $4,466.00 Homeowner's exemption | $540,667 | $543,800 Land $129,000 Building $414,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures