Worcester County property record for 10903 Emory Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,207 sqft · built 2016 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Dec 2014) |
| Tax Bill | $6,042 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-166732 |
| Primary APN | 03-166732 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,207 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 322 sqft |
| Porch | Slab |
| Porch Area | 182 sqft |
| Deck Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 166732 |
|---|---|
| Street Address | 10903 EMORY DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 20000 SQFT EMORY DR PENNINGTON COM REC PL |
| Legal Subdivision | PENNINGTON COMMONS |
| Legal Lot Number | 2 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950900 |
10903 Emory Dr is owned and occupied by an individual who bought it in December 2014.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10903 EMORY DR, BERLIN, MD 21811-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2014 · Amount on File |
| Deed Sale | Dec 30, 2014 · Amount on File |
| Deed Book / Page | 6489 / 303 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10903 Emory Dr was $6,042 with a homeowner's exemption, up 1.1% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,042.00 (+1.09%) Homeowner's exemption | $746,133 | $803,500 Land $159,800 Building $643,700 |
| 2025 | $5,977.00 Homeowner's exemption | ||
| 2023 | $5,816.00 Homeowner's exemption | $627,467 | $631,400 Land $128,000 Building $503,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10903 Emory Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10903 Emory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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