10906 McAlpine Valley Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 10906 McAlpine Valley Ct, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,934 sqft · built 2000
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$511,000 (Apr 2022)
Tax Bill	$4,062 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-643-20`

Property Details

APN / Parcel Number

Primary APN	`223-643-20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Other
Lot Area	19,254 sqft (0.442 acres)
Garage Type	Attached
Garage Area	426 sqft
Porch	Finished/Open Porch
Porch Area	50 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10906 MCALPINE VALLEY CT
City	CHARLOTTE
State	NC
Zip	28277-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L187 M29-638
Legal Subdivision	BALLANTYNE MDWS MAP 06
Legal Block	3
Legal Lot Number	187
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	5854

Owner

Source: Mecklenburg County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10906 MCALPINE VALLEY CT, CHARLOTTE, NC 28277-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	202263793
Deed Book / Page	37284 / 388
Prior Transfer Date	Apr 21, 2003
Prior Transfer Doc	0000194384
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 26, 2022
Property Address	10906 MCALPINE VALLEY CT, CHARLOTTE, NC 28277-3735
Document Number	0000063793
Book / Page	37284 / 388
Map Reference	MB 29 PG 628
Instrument Date	Apr 26, 2022
Instrument	2022063793
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 HAWKSTONE DR, WAXHAW, NC 28173-7453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10906 MCALPINE VALLEY CT, CHARLOTTE, NC 28277-3735

Mortgage

Document Number	0000063794
Date	Apr 26, 2022
Instrument	2022063794

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$516,300 Land $115,000 Building $401,300	$516,300 Land $115,000 Building $401,300
2024	$4,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000