10900 McAlpine Valley Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 10900 McAlpine Valley Ct, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,091 sqft · built 2000
Lot Size0.374 acres (16,313 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Aug 2005)
Tax Bill$6,011 (2023)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN223-643-21

Property Details

APN / Parcel Number

Primary APN223-643-21

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,091 sqft Heated Area
Gross Area3,707 sqft
1st Floor Area1,581 sqft
Upper Floors Area1,510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,313 sqft (0.374 acres)
Garage Area506 sqft
PorchPorch
Porch Area110 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number223-643-21
Street Address10900 MCALPINE VALLEY CT
CityCHARLOTTE
StateNC
Zip28277-3735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL188 M29-638
Legal SubdivisionBALLANTYNE MDWS MAP 06
Legal Lot Number188
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract5854

Owner

10900 McAlpine Valley Ct is owned and occupied by two individuals who bought it in August 2005.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Mailing Address10900 MCALPINE VALLEY CT, CHARLOTTE, NC 28277-3735
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2005 · Amount on File
Deed SaleAug 26, 2005 · Amount on File
Prior SaleMar 23, 2000 · Amount on File
Deed Document Number0019247235
Deed Book / Page19247 / 235
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10900 MCALPINE VALLEY CT, CHARLOTTE, NC 28277-3735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000168249
DateOct 13, 2020
Book Page35171/29
Instrument2020168249
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 10900 McAlpine Valley Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10900 McAlpine Valley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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