10904 E Main Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10904 E Main Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,550 sqft · built 1948
Lot Size	0.255 acres (11,100 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2023)
Tax Bill	$3,060 (2026)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45163.0514`

Property Details

APN / Parcel Number

Primary APN	`45163.0514`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,550 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Duplex Single
Exterior Material	Block
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.255 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10904 E MAIN AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-7217
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CMU
Legal Description	OPPORTUNITY W75FT OF N148FT BLK 150/ EXC ST
Legal Range	44E
Legal Township	25N
Legal Section	16
Legal Tract	150
Legal Block	150
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2020
Census Tract	11900

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10904 E MAIN AVE, SPOKANE VALLEY, WA 99206-7217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Mar 7, 2023	Quit Claim Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20237271531
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0007271531
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 7, 2023
Property Address	10904 E MAIN AVE, SPOKANE VALLEY, WA 99206-7217
Document Number	0007271502
Map Reference	VOL K PG 20
Instrument Date	Mar 7, 2023
Instrument	7271502
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32458 STATE ROUTE 231 N, REARDAN, WA 99029-8623

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 7, 2023
Property Address	10904 E MAIN AVE, SPOKANE VALLEY, WA 99206-7217
Document Number	0007271531
Map Reference	VOL K PG 20
Instrument Date	Mar 6, 2023
Instrument	7271531
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007271532
Date	Mar 7, 2023
Instrument	7271532

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	11.2%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 3, 2018
Property Address	10904 E MAIN AVE, SPOKANE VALLEY, WA 99206-7217
Document Number	0006722187
Map Reference	VOL K PG20
Instrument Date	Jul 2, 2018
Instrument	6722187
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,586.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17505 E BOONE AVE, SPOKANE VALLEY, WA 99016-9509

Mortgage

Document Number	0006722188
Date	Jul 3, 2018
Instrument	6722188

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,060.00 (+5.41%)	$280,900 (+15.88%) Land $110,000 Building $170,900	$280,900 (+15.88%) Land $110,000 Building $170,900
2025	$2,903.00 (+19.86%)
2024		$242,400 (+32.46%) Land $65,000 Building $177,400	$242,400 (+32.46%) Land $65,000 Building $177,400
2023	$2,422.00 (+10.54%)	$183,000 Land $45,000 Building $138,000	$183,000 Land $45,000 Building $138,000
2022	$2,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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