10903 E Main Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10903 E Main Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1947
Lot Size	0.321 acres (13,994 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2021)
Tax Bill	$4,037 (2026)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45163.0420`

Property Details

APN / Parcel Number

Primary APN	`45163.0420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	1,070 sqft
Upper Floors Area	396 sqft
Basement Area	860 sqft
Finished Basement	774 sqft
Unfinished Basement	86 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,994 sqft (0.321 acres)
Lot Dimensions	146 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	240 sqft
Shed	1 Shed
Shed Area	280 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10903 E MAIN AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPPORTUNITY PT OF B131 N146.85FT OF S161.85FT EXC E547. 2FT
Legal Range	44E
Legal Township	25N
Legal Section	16
Legal Subdivision	OPPORTUNITY
Legal Tract	131
Legal Block	131
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2021
Census Tract	11900

Owner

Source: Spokane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10903 E MAIN AVE, SPOKANE VALLEY, WA 99206-7217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Intrafamily Transfer, Transfer WFG TITLE
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	May 22, 1998 · Amount on Record
Deed Document Number	20217113685
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	0007113652
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Aug 13, 2021
Property Address	10903 E MAIN AVE, SPOKANE VALLEY, WA 99206-7217
Document Number	0007113652
Map Reference	VOL K PG 20
Instrument Date	Aug 10, 2021
Instrument	7113652
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 13, 2021
Property Address	10903 E MAIN AVE, SPOKANE VALLEY, WA 99206-7217
Document Number	0007113685
Map Reference	VOL K PG 20
Instrument Date	Aug 10, 2021
Instrument	7113685
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007113686
Date	Aug 13, 2021
Instrument	7113686

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,037.00 (+0.27%)	$370,900 (+2.35%) Land $115,000 Building $255,900	$370,900 (+2.35%) Land $115,000 Building $255,900
2025	$4,026.00 (+15.99%)
2024		$362,400 (+44.32%) Land $65,000 Building $297,400	$362,400 (+44.32%) Land $65,000 Building $297,400
2023	$3,471.00 (+18.1%)	$251,100 Land $45,000 Building $206,100	$251,100 Land $45,000 Building $206,100
2022	$2,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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