10902 Shadow Ln, Columbia, MD 21044 Property Records

Howard County property record for 10902 Shadow Ln, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,404 sqft · built 1989
Lot Size	0.251 acres (10,938 sqft)
Owner	2 Trust Names on Record
Last Sale	$251,000 (Aug 1995)
Tax Bill	$9,192 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-086629`

Property Details

APN / Parcel Number

Primary APN	`15-086629`
Alternative APN	`086629`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,404 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,938 sqft (0.251 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	444 sqft
Patio Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	086629
Street Address	10902 SHADOW LN
City	COLUMBIA
State	MD
Zip	21044-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 50 .2511 A 10902 SHADOW LN VIL HICK RIDGE S 4 AR 1
Legal Subdivision	VILLAGE OF HICKORY RIDGE
Legal Lot Number	50
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3002
Census Tract	605601

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10902 SHADOW LN, COLUMBIA, MD 21044-3767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 1995 · Amount on Record
Deed Sale	Aug 18, 1995 · Amount on Record
Prior Sale	Oct 4, 1989 · Amount on Record
Deed Book / Page	3544 / 112
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10902 SHADOW LN, COLUMBIA, MD 21044-3767
Document Number	0177650373
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10902 SHADOW LN COLUMBIA MD 210443767, COLUMBIA, MD 21044-3767

Mortgage

Document Number	0177650373
Date	Aug 22, 2017
Book Page	017765/000373

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,100 (+3.23%)	$642,600 (-) Land $281,700 Building $360,900
2025	$9,192.00 (+56.54%) Homeowner's exemption	$603,600 (+9.19%)	$642,600 (+10.02%) Land $281,700 Building $360,900
2023		$552,800	$584,100 Land $261,700 Building $322,400
2022	$5,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Shadow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures