Howard County property record for 10914 Shadow Ln, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,222 sqft · built 1988 |
| Lot Size | 0.226 acres (9,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (Jun 2018) |
| Tax Bill | $10,561 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-086653 |
| Primary APN | 15-086653 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,222 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,846 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 086653 |
|---|---|
| Street Address | 10914 SHADOW LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 53 .2260 A 10914 SHADOW LN VIL HICK RIDGE S 4 AR 1 |
| Legal Subdivision | COLUMBIA VILLAGE OF HICKORY RIDGE AREA 1 |
| Legal Lot Number | 53 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 605601 |
10914 Shadow Ln is owned and occupied by an individual who bought it in June 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10914 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 6, 2018 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on File |
| Deed Sale | Jun 6, 2018 · Amount on File |
| Prior Sale | Mar 31, 1995 · Amount on File |
| Deed Book / Page | 18210 / 99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10914 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10914 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Document Number | 0223390068 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 22339/68 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10914 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10914 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Document Number | 0212070368 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 21207/368 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 6, 2018 |
| Property Address | 10914 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Document Number | 0182100099 |
| Book / Page | 18210 / 099 |
| Map Reference | PL7067 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MARYLAND FIRST TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,937.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10914 SHADOW LN, COLUMBIA, MD 21044-3767 |
| Document Number | 0018210105 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 18210/105 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 10914 Shadow Ln was $10,561 with a homeowner's exemption, up 4.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,561.00 (+4.39%) Homeowner's exemption | $697,300 (+3.26%) | $719,300 (-) Land $276,800 Building $442,500 |
| 2025 | $10,117.00 Homeowner's exemption | $675,300 | $719,300 Land $276,800 Building $442,500 |
| 2023 | $618,700 | $653,300 Land $256,800 Building $396,500 | |
| 2022 | $6,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10914 Shadow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10914 Shadow Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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