1090 W 3rd St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1090 W 3rd St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 3,985 sqft · built 1922
Lot Size0.433 acres (18,875 sqft)
OwnerTrust Name on File
Last Sale$235,000 (Jan 2009)
Tax Bill$6,820 (2024)
Deeds & MortgagesMay 2023 Transfer
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-25-157-001

Property Details

APN / Parcel Number

Primary APN10-25-157-001

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,985 sqft Living Area
1st Floor Area1,375 sqft
Upper Floors Area1,675 sqft
Attic Area1,595 sqft
Basement Area1,375 sqft
Game RoomGame Room
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeStone
Roof TypeGable
Roof MaterialTile
Lot Area18,875 sqft (0.433 acres)
Lot Dimensions125 ft deep x 151 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area86 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address1090 W 3RD ST
CityDUBUQUE
StateIA
Zip52001-6524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOTS 1 & 2 & 3 SUB 1-2-3 JULIA L. LANGWORTHY'S ADD
Legal SubdivisionLINCOLN
Legal Lot Number1-3 2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group4
Census Block4014
Census Tract702

Owner

1090 W 3rd St is owner-occupied and held in a trust since May 2023.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordTrust Name on File
Co-owner2 Co-owners on File
Mailing Address1090 W 3RD ST, DUBUQUE, IA 52001-6524
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Intrafamily Transfer, Transfer
Nov 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
DUPACO COMMUNITY CU
Jun 26, 2020Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJan 8, 2009 · Amount on File
Deed SaleJan 8, 2009 · Amount on File
Prior SaleJan 8, 2009 · Amount on File
Deed Document Number0000000291
Last Transfer DateMay 25, 2023
Transfer Doc0000004854
Record UpdatedJun 7, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUBUQUE IA
Recording DateMay 25, 2023
Property Address1090 W 3RD ST, DUBUQUE, IA 52001-6524
Document Number0000004854
Instrument DateMay 18, 2023
Instrument2023-00004854
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1090 W 3RD ST, DUBUQUE, IA 52001-6524

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1090 W 3RD ST, DUBUQUE, IA 52001-6524
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013991
DateNov 12, 2019
Instrument2019-00013991
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueOct 25, 2029

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1090 W 3RD ST, DUBUQUE, IA 52001-6524
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009041
DateJun 26, 2020
Instrument2020-00009041
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$488,400 Land $50,900 Building $437,500$488,400 Land $50,900 Building $437,500
2024$6,820.00
2023$484,500 (+16.28%) Land $48,500 Building $436,000$484,500 Land $48,500 Building $436,000
2022$7,032.00 Homeowner's exemption$416,680 Land $48,470 Building $368,210
2021$416,680 Land $48,470 Building $368,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1090 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1090 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, T-Mobile.

Nearby Properties on W 3rd St

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