1072 W 3rd St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1072 W 3rd St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 4,813 sqft · built 1913
Lot Size	0.455 acres (19,822 sqft)
Owner	Individual Name on Record
Last Sale	$563,000 (Jul 2019)
Tax Bill	$9,844 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-157-005`

Property Details

APN / Parcel Number

Primary APN	`10-25-157-005`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,813 sqft Living Area
1st Floor Area	1,537 sqft
Upper Floors Area	3,150 sqft
Attic Area	845 sqft
Basement Area	1,956 sqft
Finished Basement	1,425 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	19,822 sqft (0.455 acres)
Lot Dimensions	187 ft deep x 106 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Pool House	Pool House
Porch	Open Porch
Porch Area	554 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1072 W 3RD ST
City	DUBUQUE
State	IA
Zip	52001-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-6 & 2-5 MRS L H LANGWORTHYS SUB EXCEPT N 12' THEREOF
Legal Subdivision	LINCOLN
Legal Lot Number	1-6 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4014
Census Tract	702

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1072 W 3RD ST, DUBUQUE, IA 52001-6524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Jul 9, 2019	Warranty Deed, Transfer · ARM MIDWESTONE BANK
Dec 22, 2017	Warranty Deed, Transfer · ARM AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	2019-00007148
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1072 W 3RD ST, DUBUQUE, IA 52001-6524
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006792
Date	Apr 29, 2021
Instrument	2021-00006792

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 9, 2019
Property Address	1072 W 3RD ST, DUBUQUE, IA 52001-6524
Document Number	0000007148
Instrument Date	Jun 27, 2019
Instrument	2019-00007148
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1072 W 3RD ST, DUBUQUE, IA 52001-6524

Mortgage

Document Number	0000007149
Date	Jul 9, 2019
Instrument	2019-00007149

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2028
Min Rate At Change	3.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Mortgage

Document Number	0000007150
Date	Jul 9, 2019
Instrument	2019-00007150

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.5%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 22, 2017
Property Address	1072 W 3RD ST, DUBUQUE, IA 52001-6524
Document Number	0000015823
Instrument Date	Dec 19, 2017
Instrument	2017-00015823
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1130 S GRANDVIEW AVE, DUBUQUE, IA 52003-8715

Mortgage

Document Number	0000015824
Date	Dec 22, 2017
Instrument	2017-00015824

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$651,700 (-4.81%) Land $45,600 Building $606,100	$651,700 (-4.81%) Land $45,600 Building $606,100
2024	$9,844.00 (+0.47%)
2023		$684,600 (+20.49%) Land $43,400 Building $641,200	$684,600 (+20.49%) Land $43,400 Building $641,200
2022	$9,798.00	$568,170 Land $43,410 Building $524,760
2021			$568,170 Land $43,410 Building $524,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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