1090 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 1090 Mountain Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	2,446 sqft · built 1940
Lot Size	0.546 acres (23,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,076,000 (Aug 2022)
Tax Bill	$16,257 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02604-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`01-02604-0000-00054`
Alternative APN	`010260400054`

Interior

Stories	1 Story
Building Area	2,446 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	23,784 sqft (0.546 acres)
Lot Dimensions	170 ft deep x 140 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1090 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	ADDITIONAL LOTS: 273 25-B
Legal Block	2604
Legal Lot Number	54
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	2
Census Block	2006
Census Tract	38202

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1090 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 1, 2018	Deed, Transfer · ARM COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	202221109
Deed Book / Page	6476 / 2209
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 8, 2022
Property Address	1090 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322
Document Number	0064762209
Book / Page	6476 / 2209
Instrument Date	Jul 21, 2022
Instrument	21109
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,254.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6526 MUCKROSS LANE, 6526, INDIAN LAND, SC 29707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322

Mortgage

Document Number	0000041438
Date	Aug 8, 2022
Instrument	41438

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 1, 2018
Property Address	1090 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322
Document Number	0062480936
Book / Page	6248 / 0936
Instrument Date	Feb 27, 2018
Instrument	297286
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 MOUNTAIN AVE, 535, NEW PROVIDENCE, NJ 07974-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322

Mortgage

Document Number	654370
Date	Mar 1, 2018
Instrument	654370

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,400 (-) Land $131,300 Building $238,100	$369,400 (-) Land $131,300 Building $238,100
2025	$16,257.00 (+2.66%)	$369,400 (-) Land $131,300 Building $238,100	$369,400 (-) Land $131,300 Building $238,100
2024	$15,836.00 (+56.24%)
2023		$369,400 Land $131,300 Building $238,100	$369,400 Land $131,300 Building $238,100
2022	$10,136.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	7 (1979–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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