1078 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 1078 Mountain Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	3,553 sqft · built 1940
Lot Size	0.815 acres (35,501 sqft)
Owner	Company Name on Record
Last Sale	$960,000 (Oct 2025)
Tax Bill	$17,463 (2025)
Deeds & Mortgages	Oct 2025 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-02604-0000-00055`

Property Details

APN / Parcel Number

Primary APN	`01-02604-0000-00055`
Alternative APN	`010260400055`

Interior

Stories	1 Story
Building Area	3,553 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	35,501 sqft (0.815 acres)
Lot Dimensions	250 ft deep x 142 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1078 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	2604
Legal Lot Number	55
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	2
Census Block	2006
Census Tract	38202

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	942 LAFAYETTE AVE, BROOKLYN, NY 11221-1906
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed, Transfer OLD REPUBLIC TITLE
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 21, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Deed Document Number	202550178
Deed Book / Page	6598 / 2557
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 17, 2025
Property Address	1078 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322
Document Number	0065982557
Book / Page	6598 / 2557
Instrument Date	Aug 5, 2025
Instrument	50178
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$4,423.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 LOCUST AVE # AVEB-106, AVEB-106, BERKELEY HEIGHTS, NJ 07922-1637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 LAFAYETTE AVE, BROOKLYN, NY 11221-1906

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1078 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148622917
Date	Jan 20, 2021
Book Page	14862/2917
Instrument	1665

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1078 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322
Document Number	0146342550
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1078 MOUNTAIN AVE BERKELEY HEIGHTS NJ 079222322, BERKELEY HEIGHTS, NJ 07922-2322

Mortgage

Document Number	0146342550
Date	Jan 3, 2020
Book Page	014634/002550
Instrument	684430

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1078 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2322
Document Number	0142670493
Book / Page	014267 / 000493
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1078 MOUNTAIN AVE BERKELEY HEIGHTS NJ 079222322, BERKELEY HEIGHTS, NJ 07922-2322

Mortgage

Document Number	0142670493
Date	May 5, 2017
Book Page	014267/000493
Instrument	640027

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,800 (-) Land $136,200 Building $260,600	$396,800 (-) Land $136,200 Building $260,600
2025	$17,463.00 (+4.19%) Veteran's exemption	$396,800 (-) Land $136,200 Building $260,600	$396,800 (-) Land $136,200 Building $260,600
2024	$16,760.00 (+2.13%)
2023		$396,800 Land $136,200 Building $260,600	$396,800 Land $136,200 Building $260,600
2022	$16,411.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	7 (1979–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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