Cherokee County property record for 1090 Main St, Andrews, NC 28901
| Property Type | Bank, Financial Building |
|---|---|
| Details | 9,600 sqft · built 1966 |
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Jan 2016) |
| Tax Bill | $8,029 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 555616937108000 |
| Primary APN | 555616937108000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 14 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 9,600 sqft Heated Area |
| Upper Floors Area | 4,830 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Steel Frame/Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 43,124 sqft (0.989 acres) |
| Lot Dimensions | 103 ft deep x 149 ft wide |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Canopy | 1,237 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 29769 |
|---|---|
| Street Address | 1090 MAIN ST |
| City | ANDREWS |
| State | NC |
| Zip | 28901-9654 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CB |
| Legal Description | FR PNC BANK NA 909/71 A/4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 930101 |
1090 Main St, a commercial property, is owned by a company that bought it in January 2016.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 25279, RALEIGH, NC 27611-5279 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2016 · Amount on File |
| Deed Sale | Jan 26, 2016 · Amount on File |
| Deed Document Number | 00271 |
| Deed Book / Page | 01528 / 0407 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1090 Main St was $8,029.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Andrews Town |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,029.00 | $1,316,360 | $1,316,360 Land $211,330 Building $1,105,030 |
| 2023 | $1,316,360 | $1,316,360 Land $211,330 Building $1,105,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1090 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1090 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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