1087 Main St, Andrews, NC 28901 Property Records

Cherokee County property record for 1087 Main St, Andrews, NC 28901

Property Summary

Property TypeCommercial
Details480 sqft · built 1955
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Aug 2022)
Tax Bill$361 (2025)
Deeds & MortgagesAug 2022 Sale
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN555616935379000

Property Details

APN / Parcel Number

Primary APN555616935379000
Alternative APNs
  • 51147
  • 58335

Interior

Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area480 sqft Heated Area
FlooringConcrete/Cement
Interior WallsMasonry
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions100 ft deep x 85 ft wide
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Canopy504 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number58335
Street Address1087 MAIN ST
CityANDREWS
StateNC
Zip28901-5502
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCB
Legal DescriptionFR GRIECO 1631/450 A/4
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group3
Census Block3018
Census Tract930101

Owner

1087 Main St, a commercial property, is owned by an individual who acquired it in June 2025.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 574, MARBLE, NC 28905-0574
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Warranty Deed, Transfer
Dec 11, 2019Warranty Deed, Transfer · Seller Carry-Back
RONALD CLONTZ ETUX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2022 · Amount on File
Deed SaleAug 29, 2022 · Amount on File
Prior SaleAug 29, 2022 · Amount on File
Deed Document Number001719/909
Deed Book / Page1719 / 909
Last Transfer DateJun 23, 2025
Transfer Doc001780/587
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 29, 2022
Property Address1087 MAIN ST, ANDREWS, NC 28901-5502
Document Number001719/909
Book / Page1719 / 909
Instrument DateAug 23, 2022
Instrument5628
Transaction TypeTransfer
Record UpdatedSep 12, 2022

Transaction

AmountAmount on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address72A POPLAR COVE DR, ANDREWS, NC 28901-8801

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 11, 2019
Property Address1087 MAIN ST, ANDREWS, NC 28901-5502
Document Number01631/0450
Book / Page01631 / 0450
Instrument DateNov 20, 2019
Instrument06152
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$118.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address149 CHALOUX ST, 149, ANDREWS, NC 28901-9691

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 958, MORGANTON, GA 30560-0901

Mortgage

Document Number016310452
DateDec 11, 2019
Instrument01631/0452
Lender
NameRONALD CLONTZ ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term180 Months
DueDec 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1087 Main St was $361.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAndrews Town
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$361.00$59,260$59,260 Land $51,000 Building $8,260
2023$59,260$59,260 Land $51,000 Building $8,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1087 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ANDREWS
serves 3,284 people · EPA ID NC0120020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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