1087 Larch Ave, Moraga, CA 94556 Property Records

Contra Costa County property record for 1087 Larch Ave, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,655 sqft · built 1960
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Mar 2010)
Tax Bill	$16,774 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-230-002-2`

Property Details

APN / Parcel Number

Primary APN	`258-230-002-2`
Alternative APN	`258-230-002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	3,135 sqft
1st Floor Area	2,655 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1087 LARCH AVE
City	MORAGA
State	CA
Zip	94556-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2441 LOT 64
Legal Subdivision	REGENCY WOODS UNIT 4
Legal Tract	2441
Legal Lot Number	64
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 LARCH AVE, MORAGA, CA 94556-1851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Jun 28, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2010 · Amount on Record
Deed Sale	Mar 18, 2010 · Amount on Record
Prior Sale	Mar 18, 2010 · Amount on Record
Deed Document Number	201053261
Prior Transfer Date	Sep 21, 2004
Prior Transfer Doc	0000372138
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1087 LARCH AVE, MORAGA, CA 94556-1851
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 LARCH AVE, MORAGA, CA 94556-1851

Mortgage

Document Number	0000175634
Date	Nov 21, 2022
Instrument	2022-175634

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1087 LARCH AVE, MORAGA, CA 94556-1851
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099647
Date	Jun 28, 2019
Instrument	2019-099647

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1087 LARCH AVE, MORAGA, CA 94556-1851
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORT ORINDA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 LARCH AVE, MORAGA, CA 94556-1851

Mortgage

Document Number	0000222354
Date	Aug 10, 2021
Instrument	2021-222354

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,380,894 (+2%) Land $789,978 Building $590,916
2025	$16,774.00 (+14.63%)	$1,353,819 (+13.84%) Land $774,489 Building $579,330
2023	$14,633.00 (+8.44%)	$1,189,211 Land $744,415 Building $444,796
2022	$13,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

Nearby Properties on Larch Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures