1090 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1090 Holden Rd, Frederick, MD 21701

Property Summary

Property TypeCondominium
Detailsbuilt 2022
Lot Size0.038 acres (1,640 sqft)
Owner2 Individual Names on File
Tax Bill$12,226 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2022 Sale & Mortgage
APN02-605027

Property Details

APN / Parcel Number

Primary APN02-605027
Alternative APN
  • 605027

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment
Lot Area1,640 sqft (0.038 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number605027
Street Address1090 HOLDEN RD
CityFREDERICK
StateMD
Zip21701-3435
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 17 PHASE 1 1,640 SQ FT EASTCHURCH TOWNHOUSE CON
Legal Phase1
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1010
Census Tract750804

Owner

1090 Holden Rd, a condominium, is owned and occupied by two individuals.

Source: Frederick County records, as of June 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1090 HOLDEN RD, 17, FREDERICK, MD 21701-3435
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORPORATION
Dec 13, 2022Deed, Subdivision Related Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 22, 2026
Property Address1090 HOLDEN RD, FREDERICK, MD 21701-3435
Document Number1796000494
Book / Page17967 / 494
Instrument DateJul 7, 2026
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$606,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1090 HOLDEN RD, FREDERICK, MD 21701-3435

Mortgage

Document Number1796000502,
DateJul 22, 2026
Book Page17967/502
Lender
NameFIRST HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 13, 2022
Property Address1090 HOLDEN RD, FREDERICK, MD 21701-3435
Document Number0162580347
Book / Page16258 / 347
Map ReferenceMB 108 PL 53-55
Instrument DateDec 8, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 29, 2023
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,415.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1090 HOLDEN RD, FREDERICK, MD 21701-3435

Mortgage

Document Number0016258352
DateDec 13, 2022
Instrument16258/352
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateJan 1, 2030
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change11.5%
Index1-Year T-Bill
Max Rate11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1090 Holden Rd was $12,226 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,226.00 Homeowner's exemption$665,000 Land $90,000 Building $575,000$665,000 Land $90,000 Building $575,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

15 flood insurance policies are in force near 1090 Holden Rd.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Holden Rd

Nearby Streets

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