1028 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1028 Holden Rd, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	4 ba · 1,616 sqft · built 2020
Lot Size	0.038 acres (1,656 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Dec 2020)
Tax Bill	$6,836 (2023)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`02-594500`

Property Details

APN / Parcel Number

Primary APN	`02-594500`
Alternative APN	`594500`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,616 sqft Total Area

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,656 sqft (0.038 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Deck Area	112 sqft
Balcony	Balcony
Balcony Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	594500
Street Address	1028 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 2781 PLAT 2 SECT 1,656 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH
Legal Lot Number	2781
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1038
Census Tract	750804

Owner

Source: Frederick County records · APN 02-594500

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1028 HOLDEN RD, FREDERICK, MD 21701-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2020	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 17, 2019	Grant Deed, Transfer CALATLANTIC TITLE/MD INC
Nov 20, 2018	Deed of Trust, Mortgage · Conventional with PMI EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2020 · Amount on Record
Deed Sale	Dec 04, 2020 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	0014328309
Deed Book / Page	14328 / 309
Record Updated	Jun 07, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 04, 2020
Property Address	1028 HOLDEN RD, FREDERICK, MD 21701-3435
Document Number	0143280309
Book / Page	14328 / 309
Map Reference	MB 98 PG 90
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 HOLDEN RD, FREDERICK, MD 21701-3435

Mortgage

Document Number	0014328319
Date	Dec 04, 2020
Instrument	14328/319

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1028 HOLDEN RD, FREDERICK, MD 21701-3435
Document Number	0140160361
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1028 HOLDEN ROAD FREDERICK FREDERICK MD 21701, FREDERICK, MD 21701

Mortgage

Document Number	0140160361
Date	Aug 27, 2020
Book Page	014016/000361

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 17, 2019
Property Address	1028 HOLDEN RD, FREDERICK, MD 21701-3435
Document Number	0134080019
Book / Page	013408 / 000019
Instrument Date	Dec 06, 2019
Transaction Type	Transfer
Record Updated	Jan 06, 2020
Title Company	CALATLANTIC TITLE/MD INC

Transaction

Amount	Amount Recorded
Tax	$589.40
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR #108 CHANTILLY VA 201512291, 108, CHANTILLY, VA 20151-2291
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1028 HOLDEN RD, FREDERICK, MD 21701-3435
Document Number	0128270459
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 HOLDEN RD FREDERICK MD 217013435, FREDERICK, MD 21701-3435

Mortgage

Document Number	0128270459
Date	Feb 06, 2019
Book Page	012827/000459

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,836.00	$375,400	$444,400 Land $175,000 Building $269,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Shenandoah Telecommunications Company, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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