Bedford County property record for 1090 Commonwealth Cir, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 2010 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Mar 2017) |
| Tax Bill | $1,002 (2023) |
| Deeds & Mortgages | Jan 2022 Refinance Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 99 22 14 |
| Primary APN | 99 22 14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,590 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 496369 |
|---|---|
| Street Address | 1090 COMMONWEALTH CIR |
| City | FOREST |
| State | VA |
| Zip | 24551-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARMINGTON AT FOREST SEC 13 LOT 14 PB 50/313 |
| Legal Subdivision | FARMINGTON AT FOREST SEC 1 |
| Legal Lot Number | 14 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30103 |
1090 Commonwealth Cir is owned and occupied by an individual who bought it in March 2017.
Source: Bedford County records, as of August 14, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1090 COMMONWEALTH CIR, FOREST, VA 24551-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORPORATION |
| Mar 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on File |
| Deed Sale | Mar 1, 2017 · Amount on File |
| Prior Sale | May 23, 2013 |
| Deed Document Number | 170001901 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1090 COMMONWEALTH CIR, FOREST, VA 24551-2458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220000018 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 220000018 |
| Name | BETTER MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Mar 1, 2017 |
| Property Address | 1090 COMMONWEALTH CIR, FOREST, VA 24551-2458 |
| Document Number | 0170001901 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 170001901 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1090 COMMONWEALTH CIR, FOREST, VA 24551-2458 |
| Document Number | 0170001902 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 170001902 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2017 |
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,002.00 Additional exemption filed | $122,200 | $244,400 Land $35,000 Building $209,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1090 Commonwealth Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1090 Commonwealth Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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