1090 Argyle St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1090 Argyle St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,037 sqft · built 1951
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$299,500 (Jul 2022)
Tax Bill	$4,130 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-22-0147`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-22-0147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	118 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1090 ARGYLE ST
City	SAINT PAUL
State	MN
Zip	55103-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	WARRENDALE LOT 18 BLK 6
Legal Range	23
Legal Township	29
Legal Section	26
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	WARRENDALE
Legal Block	6
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	30300

Owner

1090 Argyle St is owned and occupied by an individual who bought it in July 2022.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1090 ARGYLE ST, SAINT PAUL, MN 55103-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Deed Document Number	T02736662
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 18, 2022
Property Address	1090 ARGYLE ST, SAINT PAUL, MN 55103-1004
Document Number	0T02736662
Instrument Date	Jul 8, 2022
Instrument	T02736662
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1090 ARGYLE ST, SAINT PAUL, MN 55103-1004

Mortgage

Document Number	0T02736663
Date	Jul 18, 2022
Instrument	T02736663

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Max Rate	10.5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1090 ARGYLE ST, SAINT PAUL, MN 55103-1004
Document Number	0002629126
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 ARGYLE ST ST PAUL MN 551031004, ST PAUL, MN 55103-1004

Mortgage

Document Number	0002629126
Date	Dec 3, 2018
Instrument	2629126

Lender

Name	TCF NAT'L BK
Type	Bank
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,130.00 Homeowner's exemption	$292,000 Land $60,000 Building $232,000	$292,000 Land $60,000 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1090 Argyle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1090 Argyle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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