1085 Argyle St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1085 Argyle St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1900
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Mar 2020)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Sep 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-22-0123`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-22-0123`
Alternative APNs	`8039756` `55506`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Asbestos
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	123 ft deep x 51 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55506
Street Address	1085 ARGYLE ST
City	SAINT PAUL
State	MN
Zip	55103-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARRENDALE LOT 10 BLK 7
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WARRENDALE
Legal Block	7
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3004
Census Tract	30300

Owner

1085 Argyle St is owned and occupied by two individuals who bought it in March 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1085 ARGYLE ST, SAINT PAUL, MN 55103-1003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG
Sep 11, 2018	Grant Deed, Construction Loan · Line of Credit BRIDGEWATER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	20204801789
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 12, 2020
Property Address	1085 ARGYLE ST, SAINT PAUL, MN 55103-1003
Document Number	0004801789
Instrument Date	Feb 28, 2020
Instrument	4801789
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 ARGYLE ST ST PAUL MN 551031003, ST PAUL, MN 55103-1003

Mortgage

Document Number	4801790
Date	Mar 12, 2020
Instrument	4801790

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 11, 2018
Property Address	1085 ARGYLE ST, SAINT PAUL, MN 55103-1003
Document Number	0004726100
Instrument Date	Aug 28, 2018
Instrument	4726100
Transaction Type	Construction Loan
Record Updated	Sep 21, 2018
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3817 W 55TH ST EDINA MN 554102312, EDINA, MN 55410-2312

Mortgage

Document Number	4726101
Date	Sep 11, 2018
Instrument	4726101

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 10, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1085 Argyle St was $3,736 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,900 Land $54,000 Building $194,900	$248,900 Land $54,000 Building $194,900
2025	$3,736.00
2023	$3,456.00 Homeowner's exemption	$232,200 Land $54,000 Building $178,200	$232,200 Land $54,000 Building $178,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1085 Argyle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1085 Argyle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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