109 Willow St, Beaufort, NC 28516 Property Records

Carteret County property record for 109 Willow St, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1955
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2021)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`7306.19.51.9391000`

Property Details

APN / Parcel Number

Primary APN	`7306.19.51.9391000`
Alternative APNs	`547244` `38800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Heated Area
Gross Area	1,775 sqft
1st Floor Area	1,308 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	38800
Street Address	109 WILLOW ST
City	BEAUFORT
State	NC
Zip	28516-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT B EDWARD HEDGEPETH LAND
Legal Subdivision	HIGHLAND PARK
Legal Tract	B
Legal Block	51
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	2
Census Block	2051
Census Tract	970304

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WILLOW ST, BEAUFORT, NC 28516-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	20211704438
Deed Book / Page	1704 / 438
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	0013050385
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 20, 2021
Property Address	109 WILLOW ST, BEAUFORT, NC 28516-1734
Document Number	0017040438
Book / Page	1704 / 438
Instrument Date	Jan 15, 2021
Instrument	1704438
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 ISLAND VIEW DR, 107, BEAUFORT, NC 28516-9108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLOW ST, BEAUFORT, NC 28516-1734

Mortgage

Document Number	1704439
Date	Jan 20, 2021
Instrument	1704-439

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,994 (-) Land $136,332 Building $207,662	$343,994 (-) Land $136,332 Building $207,662
2025	$2,078.00 (+15.06%)	$343,994 (+68.82%) Land $136,332 Building $207,662	$343,994 (+68.82%) Land $136,332 Building $207,662
2023		$203,761 Land $129,888 Building $73,873	$203,761 Land $129,888 Building $73,873
2022	$1,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 332 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	345 units insured incl. 13 condo units
Nearby Flood Claims	93 (1979–2024)
Claims Outside the SFHA	9 of 93
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 60 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Ophelia, Sep 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEAUFORT serves 4,452 people · EPA ID NC0416010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20