Carteret County property record for 102 Willow St, Beaufort, NC 28516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1989 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,000 (Oct 2011) |
| Tax Bill | $1,761 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 7306.19.51.9164000 |
| Primary APN | 7306.19.51.9164000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Unfinished |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 54738 |
|---|---|
| Street Address | 102 WILLOW ST |
| City | BEAUFORT |
| State | NC |
| Zip | 28516-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L4 PART L3 HIGHLAND PARK |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 51 |
| Legal Lot Number | 4,3 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | BEAUFORT |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 970304 |
102 Willow St is owned and occupied by two individuals who bought it in October 2011.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 WILLOW ST, BEAUFORT, NC 28516-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 27, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2011 · Amount on File |
| Deed Sale | Oct 21, 2011 · Amount on File |
| Deed Document Number | 20111389219 |
| Deed Book / Page | 1389 / 219 |
| Prior Transfer Date | Oct 17, 2011 |
| Prior Transfer Doc | 0001389219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 102 WILLOW ST, BEAUFORT, NC 28516-1735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 102 WILLOW ST, BEAUFORT, NC 28516-1735 |
| Document Number | 0018060268 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 1806/268 |
| Instrument | 1806268 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.07% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.07% |
| Max Rate At Change | 8.07% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 102 WILLOW ST, BEAUFORT, NC 28516-1735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017900268 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 1790/268 |
| Instrument | 1790268 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BEAUFORT, NC 28516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 102 WILLOW ST, BEAUFORT, NC 28516-1735 |
| Document Number | 0016180057 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 102 WILLOW ST BEAUFORT NC 285161735, BEAUFORT, NC 28516-1735 |
| Document Number | 0016180057 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 001618/000057 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 26, 2033 |
The 2025 property tax bill for 102 Willow St was $1,761.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Beaufort Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,072 (-) Land $137,188 Building $149,884 | $287,072 (-) Land $137,188 Building $149,884 | |
| 2025 | $1,761.00 | $287,072 Land $137,188 Building $149,884 | $287,072 Land $137,188 Building $149,884 |
| 2023 | $156,386 Land $102,060 Building $54,326 | $156,386 Land $102,060 Building $54,326 | |
| 2022 | $1,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Willow St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 332 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 345 units insured incl. 13 condo units |
| Nearby Flood Claims | 93 (1979–2024) |
| Claims Outside the SFHA | 9 of 93 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Willow St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEAUFORT serves 4,452 people · EPA ID NC0416010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures